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Long-Term Care: The Retirement Gap | Durham News
Most retirees don’t realize that long-term care could cost more than their savings — and it’s not just a federal employee issue. With 70% of seniors needing some form of care, traditional pensions and savings won’t cut it. Medicare offers limited help, Medicaid only if you’re broke, leaving most to rely on personal funds or family support — which can be emotionally and financially draining. Newer solutions like hybrid life insurance let you build cash value while protecting against unexpected care costs. The bottom line? Start planning now — your future self will thank you. Listen in…
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