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Purchase flood insurance even if you are not in a flood zone

Purchasing flood insurance, even if you're not in a designated flood zone, can be a wise decision for several reasons:

1. Floods Can Happen Anywhere

Floods are not confined to high-risk zones. In fact, more than 20% of flood insurance claims come from properties outside of high-risk flood zones. Severe storms, hurricanes, or even rapid snowmelt can lead to flooding in areas considered low or moderate risk.

2. Climate Change and Unpredictability

Climate change is making weather patterns more unpredictable. Areas previously unaffected by floods may become vulnerable due to changing rainfall…

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