Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies

How Embedded Finance Is Rewiring Merchant Loyalty
Most merchants treat payment processing as a utility, but embedded finance is turning it into a strategic lever. In this episode of Fintech Conversations with Fexingo, Lucas and Luna examine how modern point-of-sale systems are embedding lending, loyalty, and insurance directly into the checkout flow. We look at the specific mechanics of buy-now-pay-later for B2B suppliers and how real-time data sharing between processors and banks creates new competitive moats. By October 2026, the line between software and banking has effectively vanished for many small businesses, creating both massive…
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