Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
The Social Security Strategy That Boosts Early Retirement
Early retirees often treat Social Security as an afterthought, but the timing of when you claim can mean a difference of six figures over a retirement. In this episode, Lucas and Luna walk through the math of delaying benefits, how it interacts with a portfolio withdrawal strategy, and why a 'bridge' account can let you claim later without sacrificing early-year spending. They use a real-world couple scenario: retiring at 50 with a $1.2 million portfolio, deciding whether to claim at 62 or 70. The episode covers the break-even age, the impact on sequence of returns risk, and how to…
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