The Bank of Muscle: Your Retirement Account Isn't Your 401(k)

Fork U with Dr. Terry Simpson · Jun 25, 2026 · 12m

The Bank of Muscle: Why Your Real Retirement Account Isn't Your 401(k)

I used to think retirement planning was all about money. Put enough away, let compound interest do its thing, and someday you'll enjoy the rewards. As I've gotten older, however, I've come to appreciate another form of savings that may be just as important.

It's your muscle.

Nobody reaches eighty-five and wishes they had less of it. Instead, people wish they could get out of a chair more easily. They wish they could carry groceries, travel, garden, and play with grandchildren. In other words, they wish they had more…