Latest / The Flow: Real Estate and Money Show
How To Choose Fixed vs Variable In 2026: The SIMPLEST way
Alex compares today’s fixed vs variable mortgage rates and shows what the payment and interest differences look like on real numbers. He uses Bank of Canada signals and big-bank forecasts to explain why 2026 is likely a “hold or slight rise” environment, not a return to ultra-low rates. The takeaway is a simple decision framework based on your risk tolerance, budget flexibility, time horizon, and whether a hybrid split makes more sense than trying to “guess” the market.
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.