skinny.

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How Budget 2026 Impacts Canadian Real Estate

Ottawa says it’s extending the foreign buyer ban, but the law still ends it January 1. Nick and Dan go through Budget 2026 and sort what’s law from what’s only proposed. They cover the new 90% insured loan on triplexes and fourplexes (it’s 30 years and tests your income, not the building) and why you should build four units, not three, before Ontario’s HST deadline on March 31. They also get into how Canada’s new build carve out for foreign buyers copies Australia, the immigration timing risk, and what the budget means for rates. They run the numbers live…

The skinny

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