LexRegPulse Daily - Aug 26, 2026
Alex here. This is LexRegPulse Daily for Wednesday, August 26.
The FDIC's Q2 2026 Quarterly Banking Profile, out yesterday, is the strongest industry read in years. The 4,238 insured institutions earned $90.1 billion, up 12% from the prior quarter. Return on assets hit 1.37%, approaching levels not seen since 1984. Loans grew 6.8% year over year. Deposits rose for an eighth straight quarter. Past-due and nonaccrual rates fell.
But capital declined, and securities losses stayed elevated. That combination is the story examiners will focus on. Strong earnings give supervisors a benchmark. Thin…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.