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Wallet Therapy: The B Word: How to Build a Spending Plan Without Feeling Punished

Becky has beef with the word budget.

It feels restrictive. It feels like failure waiting to happen. It feels like getting grounded.

So in this episode of Wallet Therapy, Becky and Alex are flipping the script. We’re retiring the word “budget” and replacing it with something that doesn’t make your nervous system panic: a spending plan.

Inside this episode, we cover:

Why 84% of people “fail” at budgeting (and why that’s not a you problem)

The three-bucket method: Needs, Fun Money (aka the Becky Fund), and Debt/Savings

Why fun money actually helps you reach your savings goals

How to stop the…

The skinny

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