Insurance That Protects Your Launch: Building an Audit‑Proof Liability, Bonding, and Payroll Protection Plan
Many new non‑medical home care founders treat insurance like a checkbox—then get hit with denied claims, audit demands, or surprise bonding requirements that threaten payroll. This episode walks through a pragmatic, audit‑first approach to liability, workers' comp, surety bonds, and stop‑gap payroll protection based on lessons from Scott McKenzie and HCAB's 531+ licensed agency launches. Daniel frames the executive tradeoffs between cost and operational safety; Claire explains state licensing expectations and a clear 3‑tier checklist for bond, coverage limits, and provider enrollment; Sophia…
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