From Scarcity to Stewardship: How I Cut 96% of My Expenses in Jamaica

Money Talk With Tiff · Apr 9, 2026 · 11m

I moved to Jamaica thinking I'd escaped the high cost of living. Then I looked at my phone bill: $200+/month for AT&T roaming.

That wasn't serving me. That wasn't serving my family. That was noise.

So I cut it. 96% reduction. $200 down to $20. Same service, different provider.

That's when I realized: I don't have a money problem. I have a stewardship problem.

Most people think they need $1,000 more to be "fine." But if you can't manage $100, you won't manage $10,000. Scarcity focuses on what's missing. Stewardship asks: "How well am I managing what's in my hands?"

In this episode, I break…