Latest / Mortgage Research Network Podcast
BNPL’s Homebuying Twist: From Credit Blindspot to Mortgage Factor
Buy Now, Pay Later seemed like a win—no credit checks, easy micro-payments. But in this episode, Tim Lucas and Craig Berry show how BNPL is moving from a credit-score loophole to a homebuying hurdle (or helper). You’ll learn:Gen Z & Millennials: Why nearly 60% are hooked on BNPL—and what that means for their mortgage futureFICO’s Game-Changer: How upcoming credit models will finally factor in those BNPL paymentsThe Hidden Risk: Why 65% of BNPL users planning to buy a home may face new score setbacksCredit-Building Opportunity: Strategies for leveraging on-time BNPL payments to boost your…
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