Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Embedded Finance Is Reshaping Small Business Payments
We examine how non-financial platforms are absorbing payment processing, effectively turning every software vendor into a bank. By looking at the economics of embedded finance and the shift from standalone gateways to integrated ecosystems, we explore why this model is quietly displacing traditional merchant services. The episode breaks down the margin structures, the data advantages, and the specific risks small business owners face when their banking layer is owned by their accounting or logistics provider.
#EmbeddedFinance #SmallBusinessPayments #FintechEcosystems #MerchantServices…
The skinny
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