How Fintechs Use AI for Automated Invoice Factoring

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies · Jun 24, 2026 · 10m · transcript

Lucas and Luna explore how fintech companies are applying AI to automate invoice factoring, a centuries-old financing method. They focus on the case of Fundbox, which uses machine learning to underwrite and advance funds on outstanding invoices in minutes, not days. The hosts break down the technology—how AI models assess invoice quality, client creditworthiness, and fraud signals in real time—and discuss the impact on small businesses. They also touch on the economics: lower fees compared to traditional factoring, and how the model reduces default risk. A concrete look at how AI is unlocking…