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How He Built a Million-Dollar Net Worth Starting on a Futon

Most people believe you have to earn a massive salary or chase get-rich-quick trends to become wealthy, but true financial independence is built through early discipline, patience, and aggressive compounding. In this episode, Steven Stack shares how he went from sleeping on a college futon to building a multimillion-dollar net worth by investing through market downturns and maximizing long-term assets.

The futon mindset: Why starting adulthood with low material expectations allowed Steven to pour 90% of his discretionary cash into his 401(k) and index funds straight out of college.

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