Growing Your Rental Portfolio Under OSFI’s New Rules

Your Mortgage Minute | Onlendhub · May 21, 2026 · 9m · transcript

OSFI’s new rental mortgage rules have many small landlords worried that their portfolio growth days are over, but smart investors are simply changing their playbook. In this episode of Your Mortgage Minute, Sarah and Mouli break down how banks are now treating income‑producing residential real estate, why double‑counting rental and employment income is off the table, and what that means for qualifying in twenty twenty‑six and beyond. You will learn a simple framework for allocating your income across multiple mortgages, how to underwrite your next rental so it stands on its own cash flow, and…