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How to Make Financial Decisions When You Don't Feel Ready

You don't need perfect confidence before making a financial decision.

But you do need a way to decide whether the decision actually works for your financial life.

Before making a big money move, ask yourself:

What problem am I trying to solve?

What happens if I'm wrong?

Can I afford the downside?

How easy—or expensive—is this decision to reverse?

What does waiting cost me?

Whether you're thinking about investing, buying your first home, accepting a new job or making another major commitment, the goal isn't to eliminate uncertainty.

It's to make sure one imperfect decision doesn't become a…

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