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Lending update early 2026

Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026.

In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out.

And also we discuss importance (or more importantly, really how important) interest rates are for those looking to buy in 2026.

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