Latest / Inflation Explained with Fexingo: CPI, Prices, and the Cost of Living for Everyday People

Why Your Insurance Bill Wont Cool With CPI
In this episode of Inflation Explained with Fexingo, Lucas and Luna dig into why your homeowners and auto insurance premiums keep surging even as overall inflation cools. With the latest CPI data showing core inflation still sticky at 336.1, insurance costs are rising at double-digit rates — and the reasons go beyond simple supply and demand. Lucas breaks down the role of climate-driven catastrophe losses, rising reinsurance costs, and regulatory lag in states like Florida and California. Luna points out that insurers are now using AI to model risk in real-time, which could reshape pricing…
The skinny
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