When Two Become One: Could Your Retirement Plan Survive The Death Of A Spouse?

The Jon Sanchez Show · Sep 11, 2026 · 29m · transcript

I want to ask you a difficult question today.

And if you're married, it's a question I think every retirement plan should answer:

Could your retirement plan survive your spouse dying?

Nobody likes talking about this.

I certainly don't.

But one of you is probably going to die first.

And when that happens, something interesting occurs financially.

People tend to assume:

‘Well, now there's only one person, so expenses will be cut in half.’

Really?

Does the property-tax bill get cut in half?

Does homeowners insurance?

Does the roof cost half as much to replace?

Does your internet provider say…