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SEC Mutual Funds: The Gold Standard in Retirement Investing | Durham News

Retirement plan investing hinges on performance transparency—and SEC-registered mutual funds are the gold standard, offering far greater trust and enforcement than alternatives like private equity or crypto. These funds can’t fabricate returns, unlike many unregulated assets that either lack benchmarks or use inflated numbers—sometimes even by half, as recent studies reveal. With consultants often tied to private equity firms, conflicts of interest threaten fiduciary integrity. While collective investment trusts may seem like a middle ground, they often lack the same rigor, hiding fees and…

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