138. How to Be a Financial Coach in 2026

Money Made Human Podcast · Jan 8, 2026 · 26m

Your clients’ budgets absorbed increases they never saw coming this year. A healthcare premium that jumped several hundred dollars per month. Utility bills up $50 at peak usage. Return-to-office mandates that added childcare costs, gas expenses, and convenience spending they didn't budget for. Buy now, pay later options at grocery checkouts, not just for wants but for food.

When your clients sit down with you, they're financially stressed. And they're also cautiously pessimistic, worried about what's next, and hoping they can just stay stable. This is the reality of financial coaching in…