Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Are Changing for Gen Z Students
We talk about the biggest shift in college funding since the pandemic: how recent federal rule changes are allowing 529 plan balances to roll over into Roth IRAs for beneficiaries. Lucas and Luna break down the specific dollar limits, the five-year lookback window, and why this matters for families who saved too much or whose kids didn't go to school. We also look at a real case study of a family that overfunded their child's education and how they can now access those funds tax-free for retirement.
#529Plans #CollegeSavings #RothIRA #StudentDebt #FinancialPlanning #GenZStudents…
The skinny
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