Your 401(k) Was Never Meant for Retirement

Solving America's Problems · Mar 12, 2026 · 14m · transcript

Eighty-one percent of workers fear losing their jobs in 2025 — and most of them can't afford to quit anyway. Jerremy Alexander Newsome and Dave Conley call the Great Stay what it is: a debt trap dressed as job stability. Then they crack open the retirement system. The 401(k) was never designed for you — it's section 401(k) of the tax code, a corporate cost-saving accident that got rebranded as a future. Only 15% of workers still have a real pension. Dave's late wife had one — it paid out pennies on the dollar. Average 401(k) balance: $97,369. Unfunded liabilities: $145 trillion. Nobody's…