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Fannie Mae Lets You Use Crypto for Mortgages | Real Estate News

Fannie Mae just dropped a crypto home loan bombshell—letting you use Bitcoin or USDC as collateral for a mortgage without selling your assets and triggering taxes. Set to launch March next year, this new system lets you borrow against your crypto while keeping it intact, with strict collateral rules: $250 in BTC or $125 in USDC for every $100 borrowed. Your crypto stays with Coinbase, and you risk liquidation only after 60 missed payments. Supporters hail it as a win for young investors who want to hold onto appreciating assets, while critics warn of catastrophic losses if crypto tanks and…

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