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🚨No Subsidies in 2026? Plan A vs Plan B (DO THIS)
2026 health insurance: If Affordable Care Act (ACA) subsidies end, Plan A vs Plan B. Open Enrollment Nov 1; enroll by Dec 15 for Jan 1. MAGI targets, 400% FPL, on-exchange vs off-exchange.
In this video,“No Subsidies in 2026? Plan A vs Plan B (Do This)”— I provide two pathways so you’re ready to enroll by Dec 15 for a Jan 1 health insurance start, and why I’m building both plans now given the uncertainty around enhanced ACA subsidies.
Plan A (assume no enhanced subsidies):
A1: On-exchange, ACA-compliant coverage even without credits (keeps ACA protections).
A2: Off-exchange, ACA-compliant…
The skinny
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