Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Fintechs Use Real-Time Healthcare Data for Instant Patient Financing
Episode 136 of Fintech Conversations with Fexingo explores how fintechs are using real-time healthcare claim data to offer instant patient financing at the point of care. Lucas and Luna break down the data sources—from insurance claim adjudication to treatment cost estimates—that enable dynamic underwriting for medical credit cards and installment loans. They discuss why traditional FICO scores miss many creditworthy patients, how startups like CareCredit are embedding payment options into dental and elective procedure workflows, and the regulatory challenges around health data privacy. The…
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