Q&A: Early Inheritance & Strategic Debt

The Red Zone Retirement Program · Sep 3, 2026 · 16m

John is joined once again by special guest Tim Higgins to tackle listener questions about receiving financial gifts from parents and deciding when carrying debt may actually make sense. There's rarely one play that works in every situation, and the same is true with your money. The numbers matter, but so does your comfort level. Stick around to hear why the best financial game plan is the one built around your specific situation, goals, and long-term priorities.

Here's some of what we discuss in this episode:

🎁 Family Gifts: Clarify goals before investing

🔄 529 Flexibility: Unused funds have…