Bilt’s Mortgage Rewards Program: What Homeowners Need to Know

Mortgage Research Network Podcast · Jan 30, 2026 · 3m

Your monthly mortgage payment is likely your biggest expense—and until now, it’s earned you nothing in return. That’s starting to change as fintech company Bilt expands into mortgage rewards, promising homeowners points for paying their loan. Tim Lucas and Craig Berry break down how Bilt’s mortgage rewards program works, what’s appealing about it, and why experts are urging caution before jumping in.In this episode you’ll learn:How Bilt’s mortgage rewards work: Payments come directly from your checking account—no new debt, no transaction fees, and up to 1.25 points per dollar.Bilt’s credit…