Latest / Talk Wealthy To Me / 14. Success Without Burnout: The Mindset Shift Every High-Achieving Woman Needs with Joanna Chanis

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14. Success Without Burnout: The Mindset Shift Every High-Achieving Woman Needs with Joanna Chanis · Talk Wealthy To Me

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Speaker 1: Let's welcome talk Welcome, Talk Wealthy to Me. I'm Michelle Taylor,
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Speaker 1: founder of Women and Well and Well from breaking money
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Speaker 1: myths to building wealth and achieving financial freedom. We're here
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Speaker 1: to empower you to create your own pasta you talk
0:15
Speaker 1: wealth Now, join the conversation and let's change the way
0:19
Speaker 1: women think and feel about money. Are you ready? Welcome
0:27
Speaker 1: to talk Wealthy to me and are live from Mallard
0:30
Speaker 1: holl Estate Series. In this episode, I sit down with
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Speaker 1: Joanna Channis. Joanna is a professional mentor and creator of
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Speaker 1: the Mindset mentor method helping entrepreneurs and large scale companies
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Speaker 1: gain clarity and achieve their goals through intentionality. With a
0:46
Speaker 1: background as a corporate executive, she understands the pressures of
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Speaker 1: high performance and teaches a process driven approach to abundance.
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Speaker 1: In this episode, we discuss how success starts with the
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Speaker 1: right mindset. Joanna shares how intentionality and micro movements can
1:02
Speaker 1: help women create abundance in business and in life. Hi, everybody,
1:08
Speaker 1: welcome to Talk Wealthy to me. I'm so excited today
1:12
Speaker 1: for my guest Joanna Chandliss. She is a very good
1:16
Speaker 1: friend of mine and literally someone that I think every
1:20
Speaker 1: woman in my life needs to know about.
1:23
Speaker 2: So welcome. Thank you for having me, Michelle. I'm so
1:27
Speaker 2: excited to be here, and you're also one of my
1:29
Speaker 2: favorite people, so well, that's good. Thank you.
1:31
Speaker 1: We're stuck together forever. So I love what you're doing.
1:36
Speaker 1: I know that so much of my audience is made
1:39
Speaker 1: up of women of all stages and walks of life.
1:43
Speaker 1: And what I love about what you do is I
1:45
Speaker 1: think that no matter where you're at, they can benefit
1:48
Speaker 1: from your teaching. So tell everybody a little bit about
1:52
Speaker 1: what your process looks like and what your business is
1:55
Speaker 1: all about.
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Speaker 2: Okay, So, first and foremost, I am a mother of
2:01
Speaker 2: two grown daughters, and that is the blueprint for everything
2:06
Speaker 2: I teach and everything I have done. They are, like
2:08
Speaker 2: I've often said, my original and most expensive clients. I
2:15
Speaker 2: have a very diverse background of corporate experience in running
2:20
Speaker 2: large sales teams over twelve years of doing that when
2:25
Speaker 2: I started out, and then I wanted more time with
2:28
Speaker 2: my children, so I became an entrepreneur. I'm gonna pause
2:31
Speaker 2: for effect from every entrepreneur listening, if you want more time? Yeah, yeah, exactly.
2:39
Speaker 2: And I built and sold and exited seven figure business
2:45
Speaker 2: and invented an app. So I have all of this
2:49
Speaker 2: kind of interesting background, and then I got the call
2:53
Speaker 2: that every woman dreads, the you have breast cancer call,
2:58
Speaker 2: and I immediately thought, well, if I handled this process
3:03
Speaker 2: the same way that I've handled everything so far in
3:06
Speaker 2: my life, which was always in stress and a mode
3:12
Speaker 2: that was always reactive, always high on adrenaline. I was
3:17
Speaker 2: always extremely successful like many of your listeners, but I
3:21
Speaker 2: was always in fight or flight since childhood. And I
3:27
Speaker 2: did something really radical, which you know we're friends, so
3:30
Speaker 2: I know you're going to find that hard to believe.
3:32
Speaker 2: I chose to live with my tumor for ten weeks,
3:36
Speaker 2: and during those ten weeks, I aligned myself. I wish
3:41
Speaker 2: I could tell you I had the foresight and this
3:46
Speaker 2: unbelievable like calling, but I was scared shitless.
3:51
Speaker 1: Well, yeah, I mean that's something that unfortunately we both
3:54
Speaker 1: know about. You can never prepare for that, and unless
3:57
Speaker 1: somebody has been through it, they don't understand stand. And
4:01
Speaker 1: I think it is so interesting that you just sat
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Speaker 1: in the moment with the tumor for that long.
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Speaker 2: Ten weeks and you don't tell mass general like you're
4:10
Speaker 2: gonna sit.
4:12
Speaker 1: Sit this one out for a few minutes, and I
4:14
Speaker 1: knew that no matter how great my doctors were, and
4:17
Speaker 1: they are, they are the best on the planet that
4:20
Speaker 1: if I was not going to actually get my shit
4:22
Speaker 1: together and align with myself and really put new systems
4:25
Speaker 1: in place that they couldn't heal me, I needed to
4:28
Speaker 1: prepare for the fight, right Yep.
4:30
Speaker 2: I needed more. And through that I was helping a
4:36
Speaker 2: woman who was introduced to me by a fellow mom friend,
4:41
Speaker 2: and she inspired the book that I wrote, and she said,
4:46
Speaker 2: you know, you need to share these tools with other
4:48
Speaker 2: people because they need this, whether they have cancer or not.
4:54
Speaker 2: And that's how it all started. I started to get
4:57
Speaker 2: requests for people to teach them this methodology that I
5:02
Speaker 2: then when I had in trademarked and have systems and
5:06
Speaker 2: what I realized that although I had built in scaled
5:09
Speaker 2: companies and I was very, very financially successful, my home
5:15
Speaker 2: life was not aligned. And I figured out how to
5:22
Speaker 2: do that. Through living with my tumor, I aligned myself,
5:27
Speaker 2: which means my home fell into place, my relationships were repaired,
5:32
Speaker 2: and I became healthy, truly healthy, and I think that
5:39
Speaker 2: that is the most important part, and especially I set
5:44
Speaker 2: forth on a mission to reach as many women as
5:47
Speaker 2: possible so they could get the cliff notes, if you will, right,
5:51
Speaker 2: and not have to go through what I went through
5:54
Speaker 2: or what you went through, and to help them align.
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Speaker 2: And the way I do that in two ways. One,
6:02
Speaker 2: I take on a few VIP clients per year, and
6:06
Speaker 2: I know you find this so funny, but I actually
6:09
Speaker 2: go and move in with them and their families.
6:12
Speaker 1: Which I think, I mean, I think that that is
6:15
Speaker 1: groundbreaking yet so simple. At the same time, since you
6:20
Speaker 1: and I have become friends, I've thought about that process
6:22
Speaker 1: of what it would look like if you were a
6:25
Speaker 1: fly on the wall in our home and having that
6:28
Speaker 1: other set of eyes. Even for people that go to
6:30
Speaker 1: therapy or are counseling just to be better within the
6:35
Speaker 1: walls of their home, no one is there. So we
6:38
Speaker 1: all show up as the best version of ourselves. And
6:41
Speaker 1: I think the fact that you take that drastic step
6:44
Speaker 1: to stay, you can't hide from me for two days.
6:47
Speaker 1: I'm going to find out what's going on with your
6:50
Speaker 1: life that's out of alignment, and then we're going to
6:53
Speaker 1: fix it.
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Speaker 2: It's incredible, thank you, and it's been very effective, and
6:57
Speaker 2: so I also become very very personally vested in their success.
7:04
Speaker 2: Like I said, I'm an empty nester. My daughters are
7:07
Speaker 2: now grown and I'm able to do this. And I
7:09
Speaker 2: get to meet people's children and their dogs. And the
7:12
Speaker 2: husbands are always they're so funny. They Michelle. They're like,
7:17
Speaker 2: who is this lady coming? And she's not sitting in
7:19
Speaker 2: a hotel, She's staying with us. And I often will
7:22
Speaker 2: cook for them. I play with the kids. I just
7:26
Speaker 2: I enjoy them. They and the husbands are always like, oh,
7:29
Speaker 2: oh my don't and I'm like, yeah, and I will go.
7:33
Speaker 2: I will, you know, I run the gamut. If somebody
7:36
Speaker 2: needs to go to Newman Marcus, I'm your girl. But
7:39
Speaker 2: if I feel like you have too many shoes that
7:41
Speaker 2: I'm taking you to Target and you're buying cookware, because
7:43
Speaker 2: I you know, I'll go to Whole Foods with you.
7:45
Speaker 2: I set up the meals, I clean out the refrigerator
7:48
Speaker 2: if I have to.
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Speaker 1: Well, And I love that because what you're doing is
7:54
Speaker 1: simplifying the easy steps. And I don't know about the
7:59
Speaker 1: listeners and your clients, but I can speak for myself
8:02
Speaker 1: that I don't operate well in an environment of chaos.
8:07
Speaker 1: I think it makes everything chaotic. So to take the
8:11
Speaker 1: time to straighten a refrigerator, organize closets, get things in
8:17
Speaker 1: a place where it's quieting the noise. No one is
8:22
Speaker 1: doing that unless they're forced to do it.
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Speaker 2: Or unless you're me and you're cuckoo like that. And
8:27
Speaker 2: I really I think that that is the one of
8:30
Speaker 2: the many things, the many lessons I learned from my
8:32
Speaker 2: tumor is that. And again, from the outside, everything looked perfect.
8:36
Speaker 2: I mean, every single thing was perfect. I made sure
8:39
Speaker 2: of that, yes, And I found that becoming vulnerable and
8:44
Speaker 2: becoming honest with myself because it was a I was
8:49
Speaker 2: either going to live or die. It was that drastic
8:52
Speaker 2: I took the I took the step to do one
8:58
Speaker 2: thing at a time. I know that a lot of
9:00
Speaker 2: women feel overwhelmed right now. And if you're listening to
9:04
Speaker 2: this and you feel like you're doing too much, the
9:06
Speaker 2: very very first thing you can do is just make
9:09
Speaker 2: a list of what you have to do and just
9:10
Speaker 2: do one thing at a time. That is one of
9:14
Speaker 2: the things I work with on with all of my clients.
9:19
Speaker 2: And what I found is I don't have the capacity
9:23
Speaker 2: to take on any more private clients. So I put
9:25
Speaker 2: together all of this data that I have, and I'm
9:30
Speaker 2: offering it in shorter versions, still one on one with me,
9:35
Speaker 2: where I can tell you that there are so many similarities,
9:39
Speaker 2: regardless of the industry you're in, regardless of the ages
9:42
Speaker 2: of your children, regardless of if you have fur babies
9:46
Speaker 2: or human babies or both, that every single woman is
9:51
Speaker 2: struggling with the same exact thing. She doesn't have enough time.
9:57
Speaker 1: Well, especially entrepreneurs, we come into this thing thinking, oh,
10:00
Speaker 1: autonomy of time, but we don't understand that. We usually
10:05
Speaker 1: fill it with things because we're overachievers. So we're trying
10:08
Speaker 1: to do all of it at once. And we are
10:11
Speaker 1: in a time now where multitasking is celebrated and I
10:15
Speaker 1: love that. You don't like that.
10:17
Speaker 2: I hate it, Yeah, And I don't use the word
10:19
Speaker 2: hate for many things. I actually rarely use it. I
10:22
Speaker 2: don't dislike it. I actually hate it because what it
10:25
Speaker 2: does is it takes all of the years of all
10:29
Speaker 2: of the women that have come before us and have
10:31
Speaker 2: paved the way for us, and it takes us, I believe,
10:35
Speaker 2: one hundred years back because one of the things that
10:38
Speaker 2: men do really well is they do one thing at
10:41
Speaker 2: a time. Yeah, and we because we are overachievers or
10:46
Speaker 2: because maybe because of biology, like our bodies can grow
10:49
Speaker 2: a baby. I've heard Deepak chobear to describe this and
10:53
Speaker 2: it's so fascinating. I can grow a baby and digest
10:56
Speaker 2: food and we can play the piano all at the
10:58
Speaker 2: same time. But that doesn't mean we need to do
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Speaker 2: anything all together. Yes, And it's the one thing I've
11:06
Speaker 2: taught my daughters. You can do everything, you just can't
11:08
Speaker 2: do it at the same time, but do things in
11:11
Speaker 2: an excellent way. And so I've got just one rule
11:15
Speaker 2: if you work with me, what do you think it is, Michelle, I.
11:20
Speaker 1: Would say, just knowing you that if you're focusing on
11:23
Speaker 1: those one things, you have to commit to doing the work.
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Speaker 2: Yeah, that is the one hundred percent And the one
11:32
Speaker 2: hundred percent truth is, like you have to actually do it.
11:34
Speaker 2: I will not do it for you.
11:35
Speaker 1: Well, and that's what's frustrating. And in my line of work,
11:38
Speaker 1: on my private side of consulting, we can give you
11:43
Speaker 1: know that old saying you can bring a horse to water,
11:45
Speaker 1: which can't make them drink. I can tell you all
11:47
Speaker 1: of the things, but it's a time commitment and a
11:50
Speaker 1: financial commitment to work with somebody that's in either of
11:53
Speaker 1: our spaces. You've got to give yourself the grace to
11:56
Speaker 1: say this is important. This needs to be the focus.
12:01
Speaker 1: Invest in yourself one hundred percent.
12:05
Speaker 2: And the way that I find very quickly that I
12:09
Speaker 2: if I know a client is going to make it
12:11
Speaker 2: or not. And I've only been off a couple of times,
12:14
Speaker 2: but it's very very clear. And I will tell you
12:18
Speaker 2: the one trait that they have is they complain. So
12:20
Speaker 2: I have a zero complaining policy.
12:22
Speaker 1: I love that too.
12:23
Speaker 2: Okay, So I offer a solution based thinking option, and
12:29
Speaker 2: I don't want anybody to come to me with a problem.
12:32
Speaker 2: I want them to come to me with what they
12:35
Speaker 2: think should happen, and then we can strategize around that.
12:38
Speaker 1: It's interesting something that I think I've mentioned on the
12:41
Speaker 1: podcast before, but there is a speaker. He is a
12:46
Speaker 1: mindset coach himself. Are you familiar with Jason Selk the
12:49
Speaker 1: work that he's done, So if you guys don't know
12:52
Speaker 1: who that is, he's fantastic. But I would challenge you
12:56
Speaker 1: to think through that. His primary principle is being lentless,
13:00
Speaker 1: solution focused, and I do try and think about that.
13:03
Speaker 1: If you lean into the problem, give yourself like thirty seconds,
13:09
Speaker 1: sixty seconds. But then let's start working through solutions and
13:14
Speaker 1: let's focus on those. If those need to be tweaked
13:16
Speaker 1: with your help, that's fine. But if someone is constantly
13:19
Speaker 1: just coming to you with the problem, they're not my client.
13:21
Speaker 1: They're not your client.
13:22
Speaker 2: They're absolutely not my client. And I work across I
13:27
Speaker 2: think I've worked across almost twenty industries right now, and
13:30
Speaker 2: people will say to me, well, how do you Business
13:32
Speaker 2: is business? And business to me is easy. It's the
13:36
Speaker 2: life that I go in. And once I can fix
13:40
Speaker 2: that and we can do it together, the business thrives,
13:43
Speaker 2: the relationships thrive, the money comes in. The health is there.
13:47
Speaker 2: People look younger, they look better, they feel better. And
13:52
Speaker 2: I think that the things that I look for instead
13:56
Speaker 2: of industry or margins or anything like that, because you know,
14:01
Speaker 2: those things are fun too. Like I like to work
14:04
Speaker 2: in industries where I have to learn everything about the industry.
14:06
Speaker 2: Right is that every woman I serve has two things
14:12
Speaker 2: in common, and I serve a very diverse group of women,
14:16
Speaker 2: and those two things are they would do anything for
14:20
Speaker 2: their family, and they believe in something beyond themselves. They
14:25
Speaker 2: have faith. And if you have those two things, then
14:29
Speaker 2: I can work with you if you are still looking
14:34
Speaker 2: for purpose, I think there's a lot of work that
14:40
Speaker 2: you need to do before you get to somebody like me,
14:44
Speaker 2: because I don't feel like you can help somebody find
14:49
Speaker 2: their purpose. I feel they have to have it has
14:52
Speaker 2: to come from them. And once you're there, I can
14:54
Speaker 2: help you hone in and really grow as a woman
15:00
Speaker 2: without losing yourself. And I see a lot of women
15:03
Speaker 2: living through their children. Oh my word, you know.
15:06
Speaker 1: Well, yeah, because my son plays baseball, I am a
15:11
Speaker 1: baseball mom. He's eaten up with it.
15:13
Speaker 2: But he's ten.
15:14
Speaker 1: And my daughter is in cheer and er. I'm a
15:19
Speaker 1: cheer mom and I cheered growing up, so I loved it.
15:23
Speaker 1: But it's a changed world. And now you see these
15:25
Speaker 1: moms and their daughters are four and they're at the
15:28
Speaker 1: gym five days a week, and they are, you know,
15:33
Speaker 1: covered in all of the thing. It's just wild to
15:36
Speaker 1: be because we have not allowed kids to be kids anymore.
15:39
Speaker 1: And I think so much of that comes from us
15:42
Speaker 1: trying to live out these dreams that we didn't accomplish
15:45
Speaker 1: through them, you know.
15:46
Speaker 2: One hundred percent. And being a raised by a very
15:50
Speaker 2: strong female entrepreneur myself, and coming from a family where
15:56
Speaker 2: I have two sisters that are also very high achieving.
15:59
Speaker 2: I mean, we have a brother too, but the three
16:02
Speaker 2: girls are alphas, and I have birth two alphas. And
16:08
Speaker 2: I think my biggest role in their life was to
16:12
Speaker 2: really guide them to figure out why they are here
16:20
Speaker 2: more importantly than what they do. And yeah, and I
16:27
Speaker 2: did not live vicariously. I supported I think you heard
16:31
Speaker 2: me say, I didn't open a set of grades beyond
16:33
Speaker 2: seventh grade. They're both very high achieving, and I think
16:37
Speaker 2: that is something that's missing in this generation is your
16:40
Speaker 2: parents can't want it for you. No, they can't do
16:43
Speaker 2: it for you. They can't want it for you. Your job,
16:47
Speaker 2: I think as a woman, and especially women raising women
16:51
Speaker 2: is to allow them to be the women that they are, right,
16:55
Speaker 2: and they're not you because you were you, so how
16:58
Speaker 2: can they be you? Why would you want them to
17:00
Speaker 2: be because they're them. Yeah, it's just weird, but it's
17:07
Speaker 2: those simple things. And I think like one of the
17:09
Speaker 2: most beautiful parts of the work that I get to
17:12
Speaker 2: do is I get to watch the women that have
17:16
Speaker 2: their children and how they interact. And I can see
17:19
Speaker 2: someone who has very male dominant energy can sit in
17:23
Speaker 2: boardrooms north of a billion dollar exit and when her
17:27
Speaker 2: daughter says, I want you to draw a bird for me,
17:31
Speaker 2: she will stop everything and draw a bird. And I'm like,
17:34
Speaker 2: I want to bottle that up, because that's what I
17:37
Speaker 2: see is the nurture and as women, I feel that
17:40
Speaker 2: we can lean into that feminine and masculine, but to
17:45
Speaker 2: really give ourselves the opportunity to just be who we
17:51
Speaker 2: are and own that space unapologetically. That also happens with age.
17:58
Speaker 1: But I do think that there's something so powerful in
18:00
Speaker 1: that because it also then alleviates some of the stress
18:03
Speaker 1: that maybe in the home trying that old saying you
18:05
Speaker 1: can't fight city hall. If you want your kid to
18:08
Speaker 1: be something that they are showing that they're not, it's
18:10
Speaker 1: going to lead to unrest. One of the things I
18:13
Speaker 1: want to shift a little bit. So you have had
18:15
Speaker 1: the opportunity to work with high achieving, successful women, regardless
18:19
Speaker 1: of industry or age. How do you see any commonalities
18:25
Speaker 1: with them in how they approach money? Is there a
18:28
Speaker 1: common thread or do you feel like that is very individual.
18:33
Speaker 2: I think they are comfortable talking about money, but I
18:40
Speaker 2: feel that there's always a sense of am I worthy?
18:45
Speaker 2: And women are always asking permission from the time that
18:49
Speaker 2: we're born. I have always had a very beautiful relationship
18:55
Speaker 2: with money, probably because I grew up really poor and
18:58
Speaker 2: I always and I went to a really bougie rich
19:02
Speaker 2: college and I was like, oh my god, who are
19:04
Speaker 2: these people? How doesn't like wow? Oh wow? And I
19:08
Speaker 2: just surrounded myself with extremely wealthy people because I wanted
19:14
Speaker 2: to learn how they soak it all up.
19:16
Speaker 1: And that's the thing that I try and tell, you know,
19:19
Speaker 1: the young women in my life, for the peers that
19:22
Speaker 1: I have that are open, that we talk about these things.
19:26
Speaker 1: That old cliche of you are the average of the
19:29
Speaker 1: five people you hang out with is so true. You
19:31
Speaker 1: don't want to be the smartest person in the room.
19:33
Speaker 2: I'm definitely not.
19:34
Speaker 1: Find the people that are doing things better than you
19:36
Speaker 1: and learn from them.
19:38
Speaker 2: This day and age, we.
19:39
Speaker 1: Have access to so many resources. Learn from the people
19:43
Speaker 1: around you that you know, like trust, respect, It's a
19:47
Speaker 1: game change.
19:47
Speaker 2: Directors right, one hundred percent. And so these women I
19:51
Speaker 2: give them permission to. And interesting enough, all of the
19:56
Speaker 2: women that I serve now that I'm doing Italian my
19:59
Speaker 2: head are married to successfulmen, but they are the primary
20:03
Speaker 2: They make more money than their husbands, and there comes.
20:06
Speaker 1: And I feel like we could spend a whole hour
20:09
Speaker 1: on that too, because in my situation that's my husband
20:14
Speaker 1: is very much the string and I'm the balloon. And
20:17
Speaker 1: I use that analogy all the time. But one can't
20:20
Speaker 1: operate without the other, and society is not caught up
20:25
Speaker 1: to where we are and how people approach that. So
20:30
Speaker 1: I think that there comes a whole layer of other
20:32
Speaker 1: questions and baggage that comes with that, not because the
20:35
Speaker 1: man has it, but because society forces those thoughts on
20:39
Speaker 1: you as a couple, even if you don't accept it.
20:42
Speaker 2: That is so well put in such an important point.
20:45
Speaker 2: And if women and I'm sure you deal with women
20:47
Speaker 2: in your private practice as well and your consulting business
20:50
Speaker 2: that are going through divorce, I myself have gone through divorce.
20:53
Speaker 2: The divorce ends up in two different things, financial and children, right,
20:59
Speaker 2: So I didn't have the but I was always very confident,
21:03
Speaker 2: and for every woman you know listening here, I was
21:07
Speaker 2: always very confident, always very outward, but I did not
21:11
Speaker 2: know what was going on. Financially, I didn't know, and
21:15
Speaker 2: I was told, you're not good with money, you're not
21:18
Speaker 2: good at math, you're not all of the things that
21:21
Speaker 2: you say and I guess what, I'm really good with money.
21:24
Speaker 2: I'm so good with money that I walked away from
21:28
Speaker 2: millions of dollars of business that I had helped build,
21:32
Speaker 2: situated my children, sold my diamond ring for twenty thousand,
21:35
Speaker 2: and started my company, which I scaled to seven figures
21:37
Speaker 2: in eighteen months. Never looked back, never looked back. And
21:40
Speaker 2: I did that because I was in alignment and I
21:43
Speaker 2: had true confidence and I knew if I didn't have it,
21:46
Speaker 2: I didn't spend it. Okay, that's another good message. Everything
21:51
Speaker 2: I own. Everything you see me wearing, I own. I
21:55
Speaker 2: don't own money to anybody. If I can't afford it,
21:58
Speaker 2: I don't buy it. I tell my kid it's the
22:00
Speaker 2: same thing. And you know me, I'm bougie. I like
22:02
Speaker 2: nice things, right, yes, but I also feel in and
22:06
Speaker 2: this is something I feel like women need to own
22:08
Speaker 2: and you can. And I love the work that you do.
22:11
Speaker 2: For this reason is my investments are diverse. I have
22:14
Speaker 2: real estate, I have gold, I have art, I have
22:17
Speaker 2: my retirement stuff. I have interesting investments and that I'm
22:23
Speaker 2: passionate about. And I think that women, every woman that's
22:29
Speaker 2: listening to this right now is good with money. She
22:33
Speaker 2: is smart in her own way. It doesn't need to
22:36
Speaker 2: be in a spreadsheet. I still can't read a spreadsheet,
22:39
Speaker 2: and you know what, I don't want to. I have
22:40
Speaker 2: people that read spreadsheets. That's right.
22:42
Speaker 1: Just make it work and find the people that.
22:43
Speaker 2: Hire someone you to help you, and go to the
22:47
Speaker 2: people that your wealthy friends trust. Okay, that's the other thing.
22:53
Speaker 2: I always had a vision of working with someone that
22:58
Speaker 2: I had known for twenty years. I never had made
23:01
Speaker 2: enough money to invest in. One day I called her.
23:03
Speaker 2: I said I think I'm finally rich enough, and she said,
23:05
Speaker 2: I would have taken you anyway. Okay. I was like, oh, okay,
23:09
Speaker 2: good to know. But reach out and work with a woman.
23:12
Speaker 2: I think that women speak differently too. We speak differently well,
23:17
Speaker 2: and we just.
23:18
Speaker 1: Approach all of this differently and with different objectives all
23:23
Speaker 1: the time. If I'm sitting down with a guy, they
23:26
Speaker 1: want to talk about the return. If I'm sitting down
23:28
Speaker 1: with a woman, she just wants to know she's never
23:30
Speaker 1: gonna outlive her money. The kids are going to have
23:32
Speaker 1: the braces, You're gonna be able to travel, you're gonna
23:34
Speaker 1: be able to live the life that you have your bag,
23:37
Speaker 1: and that's it.
23:38
Speaker 2: That's it.
23:38
Speaker 1: And if I can get her there with five percent
23:40
Speaker 1: or fifty percent, she doesn't care. She just wants to
23:42
Speaker 1: get there, and guys aren't like that. And I also
23:44
Speaker 1: think women are more emotional when it comes to planning,
23:48
Speaker 1: which is both good and bad. So you're right, and
23:51
Speaker 1: that's why with building out within women in wealth, I've
23:55
Speaker 1: got a girl community. It's about finding your board of directors,
23:59
Speaker 1: building out those relationships that are women because we just
24:02
Speaker 1: understand at a different altitude than working with a guy.
24:07
Speaker 2: Will and we all came from a woman. That's the
24:10
Speaker 2: that's the irony, right, so we all have that piece right.
24:14
Speaker 2: And I believe that it has never been a better
24:17
Speaker 2: time on the planet to be a woman. Okay, I agree,
24:22
Speaker 2: it is. Really fortunately, we are very fortunate just looking
24:25
Speaker 2: at what my grandmother and my great grandmother or your
24:28
Speaker 2: grandmother's had to go through, and look at how far
24:31
Speaker 2: we've come, and don't get hung up on what other
24:37
Speaker 2: people think. Okay, ask the right questions. I often I
24:42
Speaker 2: said on some nonprofit boards, as you know, and I
24:45
Speaker 2: would always raise my hand because I really didn't care
24:48
Speaker 2: if I sounded stupid or not, because I really didn't
24:51
Speaker 2: understand and I raised my hand and I was like,
24:53
Speaker 2: I just don't understand what you guys are saying.
24:55
Speaker 1: And that is such a unique quality. By the way,
24:57
Speaker 1: I didn't get it.
24:58
Speaker 2: And I knew in order to serve properly and you know,
25:02
Speaker 2: make good financial decisions for this nonprofit and make sure
25:05
Speaker 2: we could serve all these kids, I needed to really understand.
25:08
Speaker 2: And I found out that I wasn't alone in the room.
25:11
Speaker 1: Ladies, raise your hands. That's the point. Raise your hands
25:14
Speaker 1: and ask the questions, because you're not disservicing anybody but ourselves.
25:20
Speaker 2: Yes, and you need the information and the information. Money
25:22
Speaker 2: in the hands of woman does good work, that's right, okay.
25:26
Speaker 2: And if you have money in your hands, whether you've
25:29
Speaker 2: earned it, whether you've inherited it, whether your husband earns it,
25:33
Speaker 2: and your home raising your children, and that's that's the
25:36
Speaker 2: hardest job I think ever. I couldn't do it. I
25:40
Speaker 2: tried it for like eighteen months, and I was like,
25:42
Speaker 2: you're to see, I was running the house like a cuckoo.
25:45
Speaker 2: So I literally jan in your life. I did. That's
25:49
Speaker 2: why I became what I needed, I think, and I
25:55
Speaker 2: really feel that there's an opportunity for women to have
26:02
Speaker 2: financial independence and control, regardless of where the money is
26:07
Speaker 2: coming from. Ask the questions, go to the meetings if
26:11
Speaker 2: your husband is doing financial meetings like that. One of
26:13
Speaker 2: the things I learned from my very wealthy friends in
26:17
Speaker 2: Boston summers stay at home moms, But I mean in
26:20
Speaker 2: Boston there's no building libraries and hospitals, and they're doing playgrounds,
26:26
Speaker 2: but they would always go to the financial meetings with
26:30
Speaker 2: their husbands. You've got to at.
26:31
Speaker 1: Least know what's going on. And this is something that
26:33
Speaker 1: I feel like we talk about so often. If you
26:36
Speaker 1: don't want to be the one driving the canoe, that's
26:39
Speaker 1: totally fine, but you have to be in the boat.
26:42
Speaker 1: And it's just it's so important because hands off approach
26:49
Speaker 1: only works if you get the happy ever after and
26:52
Speaker 1: your husband hasn't died prematurely, or you don't get divorced.
26:55
Speaker 2: Because I was I was blind setted, sure, and then
26:58
Speaker 2: you don't know. I was ready. I was married to
27:00
Speaker 2: somebody who went to Harvard. I always thought he was
27:03
Speaker 2: a million times more smarter than me, and I believed
27:10
Speaker 2: what I was told from sixth grade, you're just not
27:12
Speaker 2: good at math. I was a C student in math.
27:15
Speaker 2: I can tell you, I'm really good at math when
27:17
Speaker 2: I think about money.
27:18
Speaker 1: Well, and you know what's so funny is going back
27:20
Speaker 1: to the whole. I'm not good with numbers. I'm not
27:22
Speaker 1: good with math. My niece, who I've referenced many times
27:25
Speaker 1: on here, she wants she's changed her trajectory and wants
27:30
Speaker 1: to go into this world because of the work that
27:33
Speaker 1: she's seen that I'm able to do and that makes
27:36
Speaker 1: me so happy. And she has said to me on
27:38
Speaker 1: numerous occasions, well, I'm not I hate math. I'm not
27:41
Speaker 1: good at math. And I say to her all the time,
27:43
Speaker 1: I'm not doing math. This isn't math. It's addition and subtraction.
27:47
Speaker 1: This is understanding a tool and how to use it.
27:50
Speaker 2: It's so smart what you're saying, and just effect to inspire.
27:53
Speaker 2: I mean, I'm a huge like they call me. Some
27:55
Speaker 2: of my clients call me an aunt for hire. I
27:57
Speaker 2: love it, and I think I was trained by the best.
28:00
Speaker 2: I have the most amazing nieces and nephews, just like
28:03
Speaker 2: I'm obsessed.
28:03
Speaker 1: I have two aunts that I say are my second
28:07
Speaker 1: and third mother. Yes, the aunt is a huge role
28:10
Speaker 1: in life.
28:11
Speaker 2: Yeah, in the in the bossy Greek aunt who also
28:15
Speaker 2: you know, it's a lot of fun. It's a lot
28:17
Speaker 2: of fun.
28:17
Speaker 1: I get into a little trouble with you a little bit.
28:19
Speaker 2: But I you know, I have a niece as well,
28:23
Speaker 2: who I find she's she's brilliant, she's dyslexic. I, as
28:28
Speaker 2: you know, am challenged that way. And we talk a
28:32
Speaker 2: lot about money, and I you know, in how it
28:36
Speaker 2: isn't math. It's if you think of money in the
28:40
Speaker 2: terms of energy and is a tool as an exchange
28:45
Speaker 2: is doing good in the world. Absolutely, you become quickly,
28:50
Speaker 2: very good at numbers. It's a tool. It's a tool.
28:53
Speaker 1: So rewind to Joanna that is twenty five years old
29:00
Speaker 1: and you're learning, you're going through college, you're surrounded by
29:04
Speaker 1: more affluent people than you have been. Were there any
29:08
Speaker 1: money decisions that you made that stand out as something
29:14
Speaker 1: that was either a huge win or a huge loss
29:18
Speaker 1: that it would add so much value to somebody listening potentially?
29:22
Speaker 2: Okay, So I made a lot of a lot of mistakes,
29:29
Speaker 2: I think mentally, but because I didn't have a lot
29:32
Speaker 2: of money, they didn't have consequences, Like I never got
29:34
Speaker 2: into credit card debt, which I think, I, honest to God,
29:39
Speaker 2: thought like my mom would kill me. And that's the
29:41
Speaker 2: only reason. I mean, my mom was just like not
29:43
Speaker 2: gonna take it, because I watched my own mother have
29:47
Speaker 2: to feed two children as an immigrant, work multiple jobs
29:51
Speaker 2: before she became an entrepreneur, and if she didn't have it,
29:53
Speaker 2: she didn't spend it. So that was always in the
29:55
Speaker 2: back of my head with a don't do drugs conversation. Yeah, okay,
29:59
Speaker 2: So I think I was really a little bit more
30:03
Speaker 2: squeamish that way. I also had a very wealthy boyfriend
30:08
Speaker 2: in college that I didn't know was wealthy for the
30:10
Speaker 2: first year, and I learned a lot from him. I
30:16
Speaker 2: learned a lot from him, really nice guy. I'm friends
30:20
Speaker 2: with his wife today and you know, we were all
30:23
Speaker 2: still part of the fret and group. But I really
30:25
Speaker 2: watched how much respect he had for money. So when
30:29
Speaker 2: I started to make money, and I made money right away,
30:34
Speaker 2: I was over six figures and I like nice things.
30:40
Speaker 2: I made sure that I lived at home, I commuted
30:44
Speaker 2: one hour each way, and I saved enough money to
30:51
Speaker 2: buy a property in Boston. I bought my first property
30:58
Speaker 2: at twenty five years old. It is absolutely unheard of,
31:01
Speaker 2: and I love real estate, I mean, which is a
31:03
Speaker 2: good when I retire, I'll do that. But I and
31:07
Speaker 2: I remember people thinking, this is crazy, you're going to
31:10
Speaker 2: spend I don't know, two hundred and fifty thousand. Well,
31:13
Speaker 2: let me tell you. A year and a half later,
31:15
Speaker 2: we flipped that property. I bought it with my former
31:18
Speaker 2: husband and he had always rented. I'm like, oh, I'm
31:20
Speaker 2: not renting. I'm not renting. I said, We're going to
31:23
Speaker 2: take all the money we have and I'd been saving
31:26
Speaker 2: money and we are going to buy something. Well, we
31:29
Speaker 2: ended up making over double our investment in just under
31:35
Speaker 2: two years, and that was what started the journey.
31:40
Speaker 1: So really, just paying attention, not save your money more
31:45
Speaker 1: than you can save your money. If you can't afford it,
31:47
Speaker 1: don't buy it. And as we wrap up, there's so
31:51
Speaker 1: many women that are listening that are probably like, what
31:53
Speaker 1: is the secret sauce, What is one tangible thing that
31:57
Speaker 1: you would tell a woman that's feeling like her life
32:00
Speaker 1: is overwhelmed or chaotic, that's like your one quick hit?
32:04
Speaker 1: What do you think that someone can implement tomorrow?
32:07
Speaker 2: Keep a notebook on your nightstand, and every morning, when
32:14
Speaker 2: you wake up, write one good thing that happened to
32:19
Speaker 2: you the day before. I did that once for three
32:22
Speaker 2: hundred and sixty five days when I was going through
32:24
Speaker 2: my divorce after this, and I called it the year
32:28
Speaker 2: of the good of the day. And no matter how
32:31
Speaker 2: overwhelmed or stressed I was, I could always find and
32:35
Speaker 2: that will set your tone and that is your north
32:39
Speaker 2: star for the day. And what's so beautiful is you
32:41
Speaker 2: can go back a year later and read it.
32:44
Speaker 1: I'm starting that tomorrow. That is amazing. And I think
32:47
Speaker 1: they do it.
32:48
Speaker 2: Do it. Don't buy it lady's book, don't buy it.
32:50
Speaker 2: Just do that. Write your own one good of the day,
32:54
Speaker 2: good at the day. Yeah, I called it gootd well.
32:57
Speaker 1: And I know that you know the title of this
32:59
Speaker 1: pot cast talk wealthy to me. It doesn't just relate
33:03
Speaker 1: to money. And I think you and I can both
33:06
Speaker 1: agree that true wealth is health and that's it, and
33:13
Speaker 1: so that's right, that's right. And so I think that ladies,
33:19
Speaker 1: if you take anything from this, it is invest in yourselves,
33:23
Speaker 1: not just financially, but think about all the things that
33:26
Speaker 1: impact your wealth, whether it is related to your mental wealth,
33:31
Speaker 1: your financial wealth, your physical wealthship, your relationships. Invest in
33:37
Speaker 1: those things. That is how we talk wealthy to each other.
33:41
Speaker 1: And I think that we keep those conversations going and
33:45
Speaker 1: change the narrative once and for all. Where can everyone
33:50
Speaker 1: find you and all of the great work that you're doing.
33:54
Speaker 2: Thank you. You can follow me at Joanna channels dot com,
33:58
Speaker 2: sign up for our newsletter and get special little tips
34:02
Speaker 2: and tricks you can get right on my website. You
34:05
Speaker 2: can also follow along on Instagram and send messages. I
34:09
Speaker 2: do read my own direct messages and I engage back,
34:14
Speaker 2: so if you have a question, you can throw it
34:16
Speaker 2: on there and I'm happy and if you're interested in
34:19
Speaker 2: working with me, I am opening up this ninety day.
34:24
Speaker 2: There's going to be spots available starting well by the
34:27
Speaker 2: time this podcast is out, they'll be live and open,
34:30
Speaker 2: so again you can access that. You can shoot a DM,
34:32
Speaker 2: my team will get back to you, forward it to them,
34:35
Speaker 2: or sign up on my website and love the opportunity
34:40
Speaker 2: to help you find that elusive work life balance that
34:46
Speaker 2: every woman is creating. They we're all.
34:49
Speaker 1: Chasing and ladies check this out because I know she
34:55
Speaker 1: mentioned she's a capacity for the VIP. I think you
34:59
Speaker 1: only take ten clients a year. You never know when
35:02
Speaker 1: your situation will change, or will where her situation will change.
35:07
Speaker 1: But at least get started today. Don't second guests starting
35:13
Speaker 1: to do this good work. It is so important. Wealth
35:16
Speaker 1: starts here, not just in your pocketbooks. So with that
35:21
Speaker 1: being said, I adore you, friend. I know that we
35:25
Speaker 1: were meant to.
35:25
Speaker 2: Be good friends for the best, and I am so
35:28
Speaker 2: grateful for the work that you do and our journeys
35:31
Speaker 2: that have connected us and keep us connected. And I
35:34
Speaker 2: am just going to enjoy every single moment I have
35:38
Speaker 2: with you and you're just such a You're a blessing.
35:40
Speaker 1: Right back at you. Thank you so much, and until
35:44
Speaker 1: next time, like, subscribe, share, make sure that we are
35:49
Speaker 1: trying to change the narrative at every turn with every
35:52
Speaker 1: woman we encounter.