Latest / Groove with Portia / The Emotional Currency with Larissa Steffen
Transcript
- 0:06Welcome to Group of Porsche, the podcast that uncovers the hidden treasures within grief.
- 0:10I'm your host, Porsche of the Producer, and I'm inviting you to
- 0:13join me on a transformative journey where we would exchange laughter, of course,
- 0:17the best medicine of them all, reflect on cherished memories, remember that time
- 0:21that the little boy grabbed my hand instead of his mother's at the amusement park
- 0:24yikes, And of course, discover gratitude while navigating one of life's hardest challenges,
- 0:30loss. So get ready to grow with me, Porsche the Producer,
- 0:34let's dive in. Hey listeners, welcome back to Group of Porsche. I'm
- 0:47your host and face Porsche of the Producer. Don't forget before we begin,
- 0:50as always to like, share, and subscribe to keep up with the latest
- 0:54and greatest of all. Grew with Porsche. So today I am joined by
- 0:59an individ you, who I will say is on a mission to no pun
- 1:03intended, reduce the worry warts syndrome, and add more wealthy warriors through financial
- 1:10wellness. So welcome founder of Worried to Wealthy, our Money and Debt Coach,
- 1:15Miss Larissa Stephen. How you doing today, Larissa I'm doing great.
- 1:21How are you doing today? You know, Larissa, I'm around like a
- 1:23doughnut. Every day is great. That ends in Why so, Larissa,
- 1:27I always love to start off my conversations with gratitude. What are you grateful
- 1:32for today? I'm grateful that we still have nice weather in Idaho. Yeah,
- 1:40you know, I can definitely relate to that here in Ohio because normally
- 1:47around this time of year, I mean considering I still have on short sleeves
- 1:52and not a fur or mink coat sometimes or a rain jacket that's insulated,
- 2:02So I could definitely relate there, Larissa. You know, I'm grateful for
- 2:08the life that I've cultivated right by making some I know, just for a
- 2:13little history for our audience who is tuning in, Larissa. I met Larissa
- 2:17through the other podcasts I used to co host the SOFL Conversations. Larissa came
- 2:23on the show and we talked about mindset and limiting beliefs when it comes to
- 2:28money, and one of the things that I shared was being grateful for my
- 2:32debt, right because a lot of us have this negative connotation or thought pattern
- 2:38when it comes to our debt. But what I've learned to do in the
- 2:42last couple of weeks or months since this episode came out with Larissa and myself
- 2:49and our co host Dawn, is to learn to forgive myself for the mistakes
- 2:54that I made with my money and also see the benefits. Right that debt
- 2:59has a lot at me. Right, I have a college degree, Right,
- 3:02some of us, some of our credit card debt has allotted us to
- 3:06travel or meet new people and embarking mastermids that we may have not have been
- 3:12able to if we didn't have money available. So I would challenge our audience
- 3:16today to shift our mindset around debt money. And that's kind of what Larissa's
- 3:23going to show us today. So Larissa, you know, as always I
- 3:27love to really touch on kind of your journey. Right as entrepreneurs, there
- 3:30tends to be a lot of grief that comes on the entrepreneurial journey. And
- 3:38I know because you used to be an advisor, you know, I'm sure
- 3:43that this pivoting into the space of being a money and debt coach in you
- 3:49know, and moving away from that advisor position, there came probably some grief
- 3:54and change in community and you know, your support network. So Larissa,
- 4:00how are you navigating the grief journey that comes from being an entrepreneur. You
- 4:06know. I actually I feel like I've kind of moved past that stage,
- 4:10which I'm so grateful for. But it was really hard because the people who
- 4:14I was advising with didn't really agree with financial coaches, right, because generally
- 4:17a financial coach is meant to replace the advisor and allow people to understand how
- 4:23to do things themselves, and of course they don't like that very much.
- 4:27But I've been able to find a new community, and this new community really
- 4:30is dedicated to actually helping people and to helping our world move forward in a
- 4:34good, ethical, productive way. So I really just dealing with that grief
- 4:41was finding the new community, finding where I actually felt I fit in,
- 4:45because I honestly didn't fit in with the advisors either. I mean it's mostly
- 4:47older men, right, Oh yeah, I mean especially in arenas like that,
- 4:59right where they there's this stereotypical, let's be honest, white shirt,
- 5:04button down tie. Maybe they're part of the two pay club potentially. I
- 5:12mean, just throwing it out there. I mean, Larissa, you can
- 5:17elaborate more because you sat at it every day. In comparison to me,
- 5:23I came from the television world, where there's some stereotypical routines that you see
- 5:29there. Obviously, the young get the opportunities that sometimes the more experience do
- 5:36not based on looks. I gotta go there, so I can admit that
- 5:42you probably know a lot more than us when it comes to that. And
- 5:47Larissa, I want to ask this too. When you made that pivot from
- 5:53the space of advisor to obviously a money and debt coach, what was maybe
- 5:59how did you even discover right that support system? Because sometimes we're in our
- 6:04own heads so much that inner critic is like, oh, you're not going
- 6:08to find anybody who resonates with your message. How did you do that?
- 6:12How did you go about finding other like minded people who are in your niche
- 6:16now? So, when I first actually made that pivot, there was a
- 6:21group of financial coaches who had like an online community that I was able to
- 6:27join through Instagram, so I was able to connect with other people in the
- 6:30online coaching space. It really helped that I already did have coaching clients because
- 6:34I never really totally liked the advising space. I hate paperwork. I'm allergic
- 6:39to paperwork, and it's all paperwork, So I was not really that into
- 6:45it, and I was taking more coaching clients than I was advising clients anyways,
- 6:48and just finding those places where there really are so many financial coaches online,
- 6:54more than I thought there were, so I was able to really kind
- 6:58of put myself in there really quick. And then I started to discover,
- 7:01like, oh, I actually have a background in psychology, Like my background's
- 7:04not really in finance, it's in psychology, and I started to understand how
- 7:09I could use that to really help people understand the behavioral side of money,
- 7:14because really that is the most important part there is. I'm glad that you
- 7:19segued into that, because, as we both know and have heard throughout our
- 7:26journey, it's mind over matter, right, and the risks. I'm curious
- 7:30for your journey, right. Obviously, you've made a unique pivot from being
- 7:36this worried, anxious person of spending a dollar to having lots of credit card
- 7:43debt and then paying it off and finding a new way of having not just
- 7:47well financially but all overall. Right, and so there is I'm curious what
- 7:53steps did you take to kind of find empowerment and healing by addressing your financial
- 8:00situation. I think the biggest one for me was admitting that a lot of
- 8:05it did have to do with my mental health. I was in living in
- 8:09the San Francisco Bay Area, and I was always anxious, was so anxious,
- 8:16I couldn't really eat without getting nauseous, and I just didn't really like
- 8:20the environment of the city very much. So finally understanding like, Okay,
- 8:24I'm spending a lot because it does make me feel better, right, I'm
- 8:28going to Target, I'm going to Starbucks because it's fun and I like it
- 8:31and it makes me feel better. But then knowing that, oh, this
- 8:35debt is actually what's going to keep me here, because how am I supposed
- 8:39to move out of state if I have all of this debt, Like credit
- 8:43card debt's not conducive to a big move. So that was really the big
- 8:48pivotal moment for me where I was like, I need to change my habits,
- 8:52we need to stop putting stuff on credit cards, we need to go
- 8:56into paying it all off. And then understanding from it being my mental health
- 9:01that the emotions were really the things triggering me to spend, and understanding how
- 9:05to redirect those emotions into a more productive way. Laris, I'm curious,
- 9:11what was that emotion for you that really you do you think was kind of
- 9:16the trigger for you? Was it that emotion of abandonment? Was it like
- 9:20not feeling as though there was a void that need to be filled? Can
- 9:24you elaborate on that? It was definitely a void that need to be filled
- 9:28of just like I'm not happy with my life right now, So what can
- 9:33I be happy with? And how can I make that happen? You know,
- 9:39Larisa, I'm glad that you touched on that because I feel like a
- 9:41lot of that stems from our childhood, right from the way we grow up.
- 9:48Like I think me and you were around the same age. So when
- 9:50we would watch TV and watch Nicked Night, or when we watched like Lizzie
- 9:56McGuire, we'd see the lives that they had, even though it was reality
- 10:01TV for us back then, but right, but think about how that affected
- 10:09how we wanted our lives to be the nice houses on Rodale Drive and having
- 10:16a car at sixteen, going out with your friends and you know, doing
- 10:20whatever adventurous stuff that they used to do, because that was the life that
- 10:26they depicted, so we thought that that should be our life. Too,
- 10:31and Larissa, when I think even back then to my childhood, right,
- 10:35I was, I'm a big music junkie. I mean, I know we
- 10:37kind of started the conversation off glad that our audience couldn't hear me singing that's
- 10:41a whole, another whole another day. I'm not gonna go there. You
- 10:43know. I used to watch the different music videos throughout the day and when
- 10:48I would watch just their storyline, right, what comes to my mind right
- 10:52now is corn Like. I love the music video for Thoughtless because it took
- 10:56place in high school right where there was the kid who was the outcast as
- 11:00then he couldn't fit in right, and I think he was trying to fill
- 11:03a void, you know. And I think about, as it pertains to
- 11:07our conversation today, right, a lot of people who are struggling with finding
- 11:13their wealth language per se, there's a void that they're trying to fill.
- 11:18And so Larissa, for our audience who's tuning in, maybe what tip can
- 11:24you leave with them of maybe really reconnecting with that inner kid to help heal
- 11:33their financial situation. I think the biggest thing is, as you were just
- 11:39talking about, being aware of what it is you're trying to create in your
- 11:43life and what you think is normal. Often that comes from the TV we
- 11:48watched as we were younger, but also, how did your parents interact with
- 11:52money and what kind of things did they tell you about money growing up,
- 11:56because that really does impact your spending habits as you get into adult hood.
- 12:00I have most of my clients, when I asked them like, Okay,
- 12:03well, how was your childhood, They'd be like, oh, I couldn't
- 12:05have things like sugary cereals, we couldn't do extracurricular activities. And I'm like,
- 12:09okay, so is that why you're overspending? And usually they say,
- 12:13yeah, that's it. Well, Larissa, I'm glad that you brought that
- 12:20up about how our parents interacted with money and had conversations about it, right
- 12:28because I can say from my household, I kind of got the impression that
- 12:33all loans are bad, like, don't take any loans, They're all gonna,
- 12:39in a sense, imprison you. And now I'm learning that I'm learning
- 12:43that it's not that way and unlearning the way that I was taught. And
- 12:50I gotta be honest, like it's nerve wrecking. It's very nerve wrecking to
- 12:56really peel back the layers of indoctrination when it comes to understanding money. And
- 13:05then when you're in a sense going into different places like a bank or something.
- 13:09Let's say, if you go to a bank and ask them, hey,
- 13:11I want to learn about credit, it's you know, you're nervous because
- 13:16there's this ideology that when you're an adult, you're supposed to know it all
- 13:20right. But as we both know, a lot of us have been so
- 13:26spoon fed that oh, this is all bad, like sugar is bad.
- 13:28Oh you can't have sugary cereals, or you can't you can't have to as
- 13:31peanut Butter leversa, what would you say was the conversation in your household growing
- 13:37up around money that you had to learn to heal. I would say in
- 13:41my household, it was a lot of we don't have the money for that,
- 13:46and telling me that we didn't have the money for that. But then
- 13:48also growing up in a way that I could see my parents did have money,
- 13:54like there was money being spent and more than I would say the average
- 13:58child's parents money was spending. And so then when they would say like,
- 14:03oh, well, we don't have money to buy you something for I used
- 14:07to ice skating, which is on its own and expensive sport, right,
- 14:11so that is proof to me that there is money there. But they would
- 14:15say like, oh, we don't have the money to spend on that,
- 14:16And while that might have been true, I could still see money going other
- 14:20places. So it was always about me understanding the difference between I really had
- 14:28to learn to understand the difference between a necessity and a want and where money
- 14:33actually should be going because I didn't get to make those decisions. I was
- 14:37just kind of told like, Oh, money's not going there, it's going
- 14:39to go here instead. I'm glad you touched on that, Larissa, the
- 14:45necessity versus the want, because I think we tend to have it lipped and
- 14:52when we reach a certain age and before we dive into that, Larissa,
- 14:56for our audience who was tuning in, if there interested in connecting with you
- 15:01and learning more about you, is there a website or a social media handle
- 15:05you can share with us today? Absolutely? So you can learn more about
- 15:07me at worried to wealthy dot com, or you can find me on Instagram
- 15:11and TikTok at worried to wealthy. Simple, short, sweet, simple,
- 15:16to the point, you guys, Larissa, you know, back to this
- 15:20conversation about obviously necessities versus a want, I really want to dive into this
- 15:28because I feel like there's again avoid being that's not being met. The reason
- 15:35why we have it flipped. We have all our wants on this pedestal and
- 15:41then all of our necessities down here. And let's be realistic, right,
- 15:46you know, I talk about grief a lot because a lot of us,
- 15:48when we're in grief, there's a want, right, and there's also a
- 15:54need that needs to be filled. And so, Larissa far audience, how
- 16:00do you recommend that if they're currently in some type of grief journey, right,
- 16:06whether their financial situation has literally went straight down like a roller coaster ride,
- 16:11or they're having other things that have transpired in our life that have brought
- 16:18forth a grief journey, how do you recommend that they find a blend or
- 16:22a balance between the wants and needs. For me, I think really important
- 16:30especially for people in any kind of emotional turmoil. Doesn't necessarily have to be
- 16:33grief, but you're in any kind of emotional turmoil, making sure that you
- 16:37are taking time before making purchases and allowing yourself to move through the emotion before
- 16:44the large purchases made. It can make a really big difference. When you
- 16:48wait just twenty four hours, you might change your mind on that purchase that
- 16:52you knew was probably more than you needed to spend, but in that very
- 16:57moment, you were ready to spend it. Right. I'm glad you brought
- 17:03that up, Larissa, about waiting. Right, who was it Thomas Edison
- 17:07or Abraham Lincoln that said if you're not sure, if you're wrestling with emotions,
- 17:12write a letter and then sleep on it. I think we almost need
- 17:17to go back to that, right, being more patient with spending and really
- 17:25evaluating, weighing out the pros and the cons right, because I think we're
- 17:30in a society where impulse spending gets a badge of honor a little bit,
- 17:37and not to be too political, but you know we have capitalism to thank
- 17:41for that one. They want you to spend your money, they want you
- 17:44to give them your money. Yeah, And I'll be honest, Larissa,
- 17:48sometimes I really have to like go into complete meditation mode right where I'm not
- 17:56falling into that I need to buy this. I need to buy this.
- 18:00I mean, because I'm a girl who loves her gadgets. I gotta say,
- 18:02I love my gadgets. I love obviously my cameras. I have over
- 18:06forty something. I love obviously my accessories to go with my cameras, my
- 18:11gimbals, tripods, everything you can think of, extra lenses. So I'm
- 18:15a gadgets girl. I mean a little quick story during Father's Day this year,
- 18:21right, I don't know why home depot. For Father's Day, you
- 18:22get all the necessities you need for your house, but for Mother's Day they
- 18:26want to sell you flowers and fruit fruit stuff. I said, you know
- 18:30what, from now on Father's Day, it's gonna be my holiday too,
- 18:33because I can get my house practically done for a deal instead of you know,
- 18:37shopping for Mother's Day with flowers and fruit fruit stuff. But but I'm
- 18:44gonna leave it there. I had to incorporate that because that goes to show
- 18:47you how, like just to how our society is. Right, the stuff
- 18:51that you really need, they sell it for Father's Day. But the stuff
- 18:55that you really don't need, that you can just buy it anytime. They
- 18:59mark it to you like you need need need, you know, And Larissa,
- 19:04I can agree though, like our society is so big on that,
- 19:07and I think we need to take more time to be patient, like really,
- 19:14really way out, do I really need this right now? And I
- 19:18understand like we get into these different binds, right, we're adults. Something
- 19:22happens to our car, we get some weird thing that happens in the house.
- 19:27Yeah, we gotta get those those are necessities, right, we gotta
- 19:32really shift our priorities on that, right. And Larissa, you know what's
- 19:36coming through for me right now is just in general, how we're having this
- 19:41open dialogue about money, right, And let's be realistic, this is not
- 19:48a conversation that a lot of people are open to having in their household amongst
- 19:56their friends. I mean, even what entrepreneurship, right, I've noticed that
- 20:02entrepreneurs who are very confident in their financial decisions, they have no fear of
- 20:11sharing what they make, how they did it. And so, Larissa,
- 20:17for all audience who's tuning in wherever they're at in their journey, whether they
- 20:22are a corporate person or their entrepreneur, how do you recommend that we facilitate
- 20:29and have more open conversations around money, considering that it's so sensitive and in
- 20:37almost every household. Yeah, so for me. The thing that I always
- 20:41tell people is do it uncomfy. It's not going to be comfy at first.
- 20:47You're not going to want to have the conversation. But do it with
- 20:49people well who it matters. So if you have a partner, talk about
- 20:52money with your partner. Start there. If you have siblings that could really
- 20:56use some help from you, if you have financial information that they don't have,
- 21:00start opening up that conversation and that dialogue with them. It's amazing when
- 21:04you start just talking openly about money. How much people come to you and
- 21:08say, I actually really need help with this. Do you have information on
- 21:12it? And how many people you can help move forward with you. I'm
- 21:18glad you brought up, Larissa about having that money conversation with a partner or
- 21:25a spouse, because how many people literally avoid it like the bubonic plague.
- 21:32So many it's the third leading cause of divorce guys. So if you are
- 21:37not chatting money with your partner, you really need to start and do it
- 21:41uncomfy. They're your partner. If they're judging you, there are other problems.
- 21:47Yeah, I you know, little short, little digression. You know,
- 21:51as I'm in the dating world now I've been kind of having a little
- 21:56bit of dialogue with the different people that I go on dates with, right,
- 22:00And one of the things I kind of give him a little tests.
- 22:03So people who are tuning in, obviously you're getting an inside of how portion
- 22:07goes on dates, but I give them a little test in a sense about
- 22:11where they're at with their financial decisions, right, And a lot of times,
- 22:18Larissa, I'll be honest, when I hear some of their responses,
- 22:22it tells me a lot about where their priorities are at. Like I'll share
- 22:29one like there was there was a guy who I went to get ice cream
- 22:33with, Like we've known each other a long time, but I'm just seeing,
- 22:34like where we're at, you know, let's see what happens, right,
- 22:38And I asked him the question of well, you know you don't want
- 22:41to stay in corporate. He's older than me, he is, I'm thirty
- 22:45one. I think he's thirty eight. And I said, you know you
- 22:48don't want to stay incorporate. You don't have any kids rare, right,
- 22:53you know what I mean? Kids? But I said, but you know,
- 22:56where do you see yourself in the six months? Like what are you
- 23:02doing to really pave the way for what you really want. His response to
- 23:07me was, well, I just want to own something, and I just
- 23:15I mean, you see my face doesn't hide it, and I said and
- 23:18I just said, oh, okay, So I'm thinking, so you want
- 23:22to just own a mop bucket, like you know, like but again,
- 23:26like what you just said, like really having honest conversation. And then again
- 23:30maybe he was just saying that to me because that he didn't really want to
- 23:34disclose, which is fine. But at the same time, in my mind,
- 23:38I'm thinking, m yeah, that's awkward turtle moment. But I'm not
- 23:45gonna I'm gonna let me. Let me tell you something about men and money
- 23:49that I think is going to help you out. If a man has money,
- 23:52he's making money, and he knows what he wants to do with it,
- 23:56he will talk to you about it forever. I've been around a lot
- 23:59of wealthy man of my time, and they will not stop talking. Yeah,
- 24:04he tell you, Yeah, he was a little too tight lit Molly,
- 24:08And I'm like, okay, And that's a good tip to know,
- 24:14loriis so for our audience who's tuning in. If you're in the dating world,
- 24:18if somebody is really passionate about where they're gonna put third dollars at They'll
- 24:22tell you, oh yeah, and I agree. You know, I agree
- 24:26with that, Larissa, right because I you know, I had a good
- 24:30friend of mine. I've never really had anybody asked me like why I became
- 24:33an entrepreneur, But I had a good friend of mine asked me like,
- 24:36hey, did you know you were ready to take the sleep of fan?
- 24:40I said, hex no, No, my soul knew I was ready for
- 24:45something more. But as far as the action steps that I took, absolutely
- 24:51not. Did I have all the hundred k thousand dollars in the bank,
- 24:53hecking all. I really just had a belief I had savings and I ran
- 25:00with it. And we have to, you know, emphasize to Lariska that
- 25:06risk is part of the financial journey. Absolutely, yes, it is just
- 25:14really weighing out where the risk goes is where the wisdom comes in to play.
- 25:22Yes, I always tell people high risk could being high reward, but
- 25:26high risk is still high risk. So it's important to understand the level of
- 25:30risk that you are taking on. I agree with that, and I think
- 25:34more people need to weigh out what their risk is right instead of going based
- 25:42on influencer risk, because let's just put it out there, a lot of
- 25:48influencers have a team who's working behind the scenes for them, versus in comparison,
- 25:56if you are a solopreneur or if you're just starting out, don't have
- 26:00a team of seven right next to you. So really weighing out kind of
- 26:06based on what industry you're in, what can really help without breaking the bank.
- 26:11And that's another thing, Laris, I'm learning, like as an entrepreneur,
- 26:17it's not so much about all the money you spend, it's about the
- 26:19money that you're able to keep because and that was another thing, like I
- 26:26was hearing a lot in my beginner's entrepreneur journey, Oh you have to spend
- 26:30all this money, And I'm like, but there was always this belief in
- 26:33my heart, like, no, no, I don't think that's right.
- 26:41And elaborate on that, Laris, I want your take on that. Being
- 26:44a money and debt coach, like, I'm sure that you hear so many
- 26:48different myths. What would you say is like one of the top three myths
- 26:52that you often hear about money as an entrepreneur, I think one of the
- 27:00biggest ones is that you should be reinvesting everything you make for the first couple
- 27:03of years. While it is important to improve your skills and sometimes things like
- 27:08a business coach maybe a team member could really help you out, it's also
- 27:12important to get paid. We do have to live. So one of the
- 27:17biggest ones that people think that they just should keep spilling out all the money
- 27:22until they feel like they are ranking enough instead of paying themselves. And let's
- 27:27see, what are some other good ones? I think, yeah, I
- 27:33think another one is that a lot of people think that you should be taking
- 27:37on debt to start a business. While it absolutely is an option and if
- 27:42you have the backup plan behind it, it can make a lot of sense,
- 27:48it doesn't always make sense to put that coaching on a credit card because
- 27:53I have worked with several entrepreneurs who come to me and say, well,
- 27:56I've been in so many coaching programs and I'm not making any money and now
- 28:00it's just sitting on this credit card. Like that's a tough spot to be
- 28:03in. Oh, Larissa, you literally just said what I read on Somebody
- 28:11who I follow on Instagram literally just made a post about that how they've kind
- 28:18of lost their faith a little bit because they were investing in all of these
- 28:23business coaches, success coaches, coaching programs, whatever, and their business is
- 28:29stagnant. And I agree, Like, if you've got a plan, then
- 28:37the debt can work for you, right, But if you don't, then
- 28:41I think that there's always an alternative to just start where you're at. I
- 28:45think we forget about that, Larissa in our journey right to start using what
- 28:51we already have, and then we obviously upgrade and replenish as we go.
- 28:56Right. Like for you, Larissa, You're background is being a obviously financial
- 29:03advisor, so you were able to really, in a sense, just hey,
- 29:07I'm coming next door, and then you just stayed there. Yeah,
- 29:12and the same with me. My background is in production. I used to
- 29:17be a TV producer, and so once I left the network, I was
- 29:21able to really take those skills. It took a little bit, took a
- 29:23little bit of road to you know, get there, but I was able
- 29:26to really pivot and start using all those skills to really funnel my production business.
- 29:36Yeah. I think one thing a lot of entrepreneurs forget is that some
- 29:40people are just really good at marketing, they might not actually have the best
- 29:42product for you say it louder for the people in the back. And I'm
- 29:51not judging. I've worked with people like this, Okay. I have worked
- 29:53with a coach who was charging I thought way too much, and so I
- 29:56went into a group program instead of a one on one. I met people
- 30:00later who worked with her one on one, and they were like, she
- 30:03didn't really have much to offer. She didn't have strategies to give me.
- 30:07She just was like, no, you just need to you need to go
- 30:10viral. That's all you need to do. Go viral. But she's not
- 30:12telling you how to do it. She's not telling you the steps to take.
- 30:15She's just like, no, you should just be able to figure it
- 30:18out. Oh you're not mentally healthy. Figure that out, Like that's what
- 30:22we paid you for that part, that part right there. And you know,
- 30:30again, no shade to anybody, but it's just like at the end
- 30:36of the day, as entrepreneurs, right, each person who we meet,
- 30:41right, there's a book that I always referenced, The Game of Life by
- 30:42Florence go Wilshin, and she always says in the book, man is not
- 30:47your enemy, man is not your friend. For a man is your teacher.
- 30:52And so what I took from that is always had the student for life
- 30:56approach to when you're learning, because entreprene nship is a journey of learning,
- 31:02right, So you're gonna encounter people who are good at marketing and you get
- 31:06into their program and you didn't get anything out of it. But I think
- 31:10realistically you kind of did. You learned what you don't want. Yes,
- 31:14you might have gotten some new connections that you may not have been in connection
- 31:18with before. And I know that that's happened to me a few times.
- 31:23Like I've gone into different masterminds that maybe the person who's running it I don't
- 31:27really mesh with, but I've met so many other cool people who I'm like,
- 31:32oh my god, these people are amazing. We thought the same way.
- 31:34So I think at the end of the day, like even if you
- 31:37make a quote unquote mistake, there was a miracle within the mistake. Per
- 31:42se Absolutely I learned. I never want anyone to feel that way about my
- 31:47coaching. So I'm not going to oversell myself. I'm gonna sell you exactly
- 31:52what You're gonna get that part. That part right there, I think you
- 31:59know, as being entrepreneur and Larissa, I think you can kind of agree
- 32:01like we became entrepreneurs to really help to really make an impact, right where
- 32:07systems have failed so many people. Right, Like me as a producer,
- 32:12I mean I do a multitude of things, right, I mean I get
- 32:14to produce obviously, podcasts, I get to shoot commercials. I get to
- 32:17do some speaking engagements here and there. I get to do some little fun
- 32:21videos in that, and also teach because I used to want to be a
- 32:23college professor and my mom was also a teacher for thirteen years for children with
- 32:30unique learning needs. So I've always wanted to be one. But I'm like,
- 32:34I can't see myself being a traditional classroom, and so I get to,
- 32:37in a sense, do it organically by just being me, right,
- 32:43showing people, Hey, you know, think about this when you're doing your
- 32:45podcasts, do this on a topic that you really love, Right, I'm
- 32:49always growing out different ideas. That's just how my brain works, you know.
- 32:53So I think what we have to always remember is that there's always a
- 33:00bigger picture. Right. There's even though this one stop might have quote unquote
- 33:06hindered us, but really it hurled us forward because we took the lead to
- 33:08even be in there. I'm sorry, my dog is injured and he is
- 33:15barking. Right now, I understand. We look the fur kids, they
- 33:20are welcome. I have a furry upstairs, and I get it. You
- 33:23know, Luis, I gotta say, you know, I thank you so
- 33:27much for coming on and really giving not just of course me because I know
- 33:31the work that you do, but also giving our audience a new way to
- 33:36reframe their mindset around money and you know, building wealth and also giving ourselves
- 33:42permission to make mistakes, but also being open to learn from them, right
- 33:50and not overspend right, get to the no pun intended. Get to the
- 33:53root cause of why right, why you're overspending? What's the void that you're
- 34:00needing to feel? Is it something from your childhood? Right? You know,
- 34:02what does that really look like for you? And so, Larissa,
- 34:06before we conclude, can you once again share your social media again for our
- 34:09audience who wants to connect with you and learn more about you. Yeah.
- 34:14So I am on Instagram and TikTok at worried to Wealthy or you can find
- 34:17me at worried to Wealthy dot com. Excellent At Larissa, you have left
- 34:22us with so many nuggets and I always love to say this question for last,
- 34:28what words of inspiration, Larissa, can you leave with our audience today,
- 34:32especially if they were someone who was once in your shoes, who was
- 34:37obviously in the financial space, and they knew that they wanted to give more,
- 34:42but they were kind of a little too timid to take that leap of
- 34:45faith. What words of inspiration can you leave with our audience today? I
- 34:51say, always go for progress over perfection. And you know perfect my thing
- 34:57is perfect is the enemy of done. So just take the leap, get
- 35:01things done. It doesn't have to be perfect. No one else will notice.
- 35:07Larissa Lery took the words right out of my mom I tell my clients
- 35:12that all the time. My podcast clients like it doesn't have to be perfect.
- 35:16Even when you're first starting your podcast journey, your first episode is not
- 35:22gonna come out the way that you think. And it's happened to me.
- 35:25Guys, for my audience who's tuning in, you can go on my YouTube
- 35:29channel right now and find the first ever episode A Grew a Porsche that aired
- 35:34in October of twenty nineteen. You can go and find it. It's still
- 35:37there, and I keep it there for a reason to show my progress over
- 35:42time, because I can't tell you, Larissa, how many times I wanted
- 35:45to quit. I wanted to give up. Nobody was sharing my fire,
- 35:49nobody gave my show a listen, nobody even cared that I was on the
- 35:52air. But I still stuck with it, and here I am today.
- 35:58Here I am today, almost over two hundred episodes in I'm still here.
- 36:05Well, everybody, that was our money and Debt coach Larissa Stephen, that
- 36:10you heard from And that concludes another episode. It grew a Porsche season number
- 36:15two. Thanks for listening, Peace and hair Grease. Everybody, Thank you
- 36:22so much for tuning in to grew with Porsche. Remember to subscribe to my
- 36:25channel for the latest episodes, and of course, follow me on social media.
- 36:30Can follow me on Instagram at Porsche the Producer. Anyway, guys,
- 36:34until we meet again, Peace and hair Grease.