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Number one mistake made when buying a home and needing a loan to do so!
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A quick phone qualification is not the same thing as a thorough loan review. Before you write an offer, ask whether the lender has actually reviewed the documents, credit, income, assets, debts, and other facts needed to support the approval.
The ugly time to discover a missed problem is after you have paid for an appraisal, inspection, and specialist visits. It becomes even more serious when a buyer is facing a decision about contingencies or the protection of an earnest-money deposit.
The practical rule in this Short is simple: get material loan…
The skinny
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