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The Borrow-and-Swap Circle: Get What You Need Without Buying It

What if the best way to afford something was not to buy it at all? In this practical interview, CJ and Michelle Rogers explore how a small borrowing-and-swap circle can help households access useful items without adding clutter or debt. They explain how to begin with a simple inventory of things people already own, choose categories that are easy to share, and establish clear rules for lending, returns, condition, and safety. The conversation includes examples such as tools, party supplies, children’s clothing, books, kitchen equipment, craft materials, and seasonal decorations. Michelle…

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