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213: Meet the Founders of Finnable: ₹3,000 Cr Phygital Lending Powerhouse | Zero to Infinity

India’s largest creditworthy segment remains invisible to the lending ecosystem, not because of a credit problem, but because of a design problem.

When every lender chased the top tier or flooded the informal market, Finnable saw an opportunity to build for the 60–70% in between: salaried, PF-backed Indians earning ₹15–40K a month.

Join co-founders Amit Arora and Nitin Gupta on the Z47 podcast as they trace their vision behind building a full-stack, risk-first, and collections-led lending engine—designed to scale, but built customer-backward.

The duo, in conversation with the Z47 team…

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