Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How A Roofing Firm Turned Payroll Into Working Capital
Most small business owners treat payroll as a fixed cost to be minimized, but for a mid-sized roofing contractor in Ohio, it was actually the biggest lever for liquidity. In this episode of Cash Flow Conversations, Lucas and Luna break down how one firm shifted from monthly billing cycles to milestone-based invoicing tied directly to material delivery, effectively turning their labor costs into immediate working capital. We explore the mechanics of milestone billing, the psychological shift required to ask clients for payment before job completion, and why this strategy reduced days sales…
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