How High Earners Can Still Contribute to a Roth IRA

The Wealth Cafe · Mar 19, 2026 · 8m · transcript

At The Wealth Cafe, many high earners we come across are under the assumption that they make too much money to contribute to a Roth IRA, which isn’t always true. If specific criteria are met and implemented properly into one’s financial plan, a Backdoor Roth IRA can allow high-earners the ability to move money from a Traditional IRA to a Roth IRA. In this episode, we’ll break down how a Backdoor Roth strategy works, the rules and processes around it, and the common mistakes to avoid.

What we’ll cover:

✅ How a Backdoor Roth IRA works.

✅ Rules & restrictions to be aware of.

✅ Common mistakes to…