Retire Early with Less Than 10 Rentals? She Did It, Starting in 2022

BiggerPockets Real Estate Podcast · Jun 8, 2026 · 34m

You don’t need a big, expensive, stressful rental property portfolio to retire on your terms. Today’s guest was able to leave her W-2 job in her late 30s, all thanks to a small, smart rental property portfolio. Most people think they need a dozen (or more) doors to reach a level of “freedom” that lets them walk away from their job. Lucy Hinds did it with half that amount.

Did we mention she only started investing in 2022?

After deciding that jumping out of airplanes for the Army was where Lucy wanted her excitement from, she decided to tackle her debt ASAP. But this former Dave Ramsey…