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EP # 199 | Can You Spend Too Little in Retirement? The Underspending Trap Explained
You saved carefully for decades, but what if that same caution is quietly costing you your best years in retirement? Many Canadians retire with more than enough and still can't bring themselves to spend it. In this episode, Joe names the pattern nobody talks about: the underspending trap, and how to break free from it.
The same discipline that builds a healthy retirement nest egg can quietly prevent you from ever enjoying it. Joe walks through why underspending happens (it's a psychology problem, not a money problem), what it actually costs you in real life, and how the research on retirement…
The skinny
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