247. "We’re in our 40s — with nothing saved"

Money For Couples with Ramit Sethi · Feb 10, 2026 · 1h 37m

Ramit Sethi of I Will Teach You To Be Rich talks to Stephanie and Chris, an early-40s couple with three young children, two of whom have special needs. Chris is a professor, and Stephanie, an RN, has recently cut back her hours due to burnout.

Despite Chris’s confidence that “it’ll all work out,” their current financial situation is dire: 92% fixed costs, $544K in debt, and virtually no savings. Stephanie handles the books but feels dismissed when she raises concerns, while Chris struggles to listen and often interrupts.

Ramit helps them uncover hidden money scripts, gender dynamics, and a…