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Borrowing Capacity After the 2026 Budget: Michael Killiner on Negative Gearing, CGT and Debt Recycling
Lending has tightened sharply since the 2026 Budget, and the investors who understand the new rules will be positioned to buy while others sit out.
Michael Killiner, Director of Tusk Finance, joins Reece Beddall and Lachlan Delahunty to break down what the negative gearing and capital gains tax changes actually mean for borrowing capacity, serviceability and cash flow. This is the most significant lending shakeup Australian property investors have faced since the interest-only caps of 2017, and most of it is happening quietly inside bank policy rather than in the headlines.
Michael covers how…
The skinny
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