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New York Health Insurance Changes | Albany News

New York’s Essential Plan is shrinking — and some folks could lose their health insurance. The income cap is dropping from 250% to 200% of the federal poverty line, meaning singles earning between $31,300 and $39,125 a year might no longer qualify. This change stems from federal cuts passed in 2025, leaving many feeling overwhelmed — one listener, 58, says her monthly bill already eats half her income. The state is giving a 60-day window to find new coverage, and you must update your info on the NY State of Health site to check for subsidies. Even if you missed the June 15 deadline, there’s a…

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