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How Do I Stop Emotional Spending? · Becoming Financially Confident

• 0:37
  Hey,
• 0:37
  have
• 0:38
  you
• 0:38
  ever
• 0:38
  spent
• 0:38
  money
• 0:38
  not
• 0:39
  because
• 0:39
  you
• 0:39
  needed
• 0:40
  something,
• 0:41
  but
• 0:41
  because
• 0:41
  you
• 0:41
  just
• 0:42
  needed
• 0:42
  some
• 0:43
  relief.
• 0:44
  Just
• 0:44
  a
• 0:44
  moment
• 0:45
  to
• 0:45
  breathe,
• 0:46
  that
• 0:46
  moment
• 0:47
  to
• 0:47
  feel
• 0:47
  okay
• 0:48
  again.
• 0:49
  But
• 0:49
  then
• 0:49
  later,
• 0:50
  the
• 0:51
  stress
• 0:51
  come
• 0:51
  back,
• 0:52
  and
• 0:52
  now
• 0:53
  the
• 0:53
  money
• 0:53
  is
• 0:53
  gone,
• 0:54
  too.
• 0:55
  So
• 0:55
  if
• 0:55
  you've
• 0:56
  ever
• 0:56
  caught
• 0:56
  yourself
• 0:56
  in
• 0:57
  that
• 0:57
  cycle,
• 0:57
  today
• 0:58
  I'm
• 0:58
  going
• 0:58
  to
• 0:58
  help
• 0:58
  you
• 0:58
  create
• 0:59
  a
• 0:59
  pause
• 0:59
  and
• 1:00
  choose
• 1:01
  something
• 1:01
  better.
• 1:02
  I've
• 1:03
  got
• 1:03
  a
• 1:03
  solution
• 1:03
  for
• 1:04
  you
• 1:04
  on
• 1:04
  today's
• 1:05
  show.
• 1:25
  Hello,
• 1:26
  friend,
• 1:27
  Ralph
• 1:27
  Estep
• 1:28
  Jr.
• 1:28
  Here.
• 1:29
  Welcome
• 1:29
  to
• 1:29
  Financially
• 1:30
  Confident
• 1:30
  Christian,
• 1:31
  your
• 1:32
  daily
• 1:32
  show,
• 1:32
  where
• 1:32
  we
• 1:33
  work
• 1:33
  to
• 1:33
  break
• 1:33
  that
• 1:33
  cycle
• 1:34
  of
• 1:34
  financial
• 1:35
  shame
• 1:35
  and
• 1:36
  help
• 1:36
  you
• 1:36
  live
• 1:36
  in
• 1:37
  confidence.
• 1:38
  And
• 1:38
  today
• 1:38
  we're
• 1:39
  going
• 1:39
  to
• 1:39
  talk
• 1:39
  about
• 1:39
  the
• 1:39
  May
• 1:40
  squeeze.
• 1:40
  We
• 1:41
  got
• 1:41
  a
• 1:41
  great
• 1:41
  voicemail
• 1:42
  message
• 1:43
  from
• 1:43
  one
• 1:43
  of
• 1:43
  our
• 1:43
  listeners,
• 1:44
  but
• 1:45
  it's
• 1:45
  all
• 1:45
  about
• 1:45
  how
• 1:46
  to
• 1:46
  handle
• 1:46
  that
• 1:46
  may
• 1:47
  squeeze
• 1:47
  without
• 1:47
  turning
• 1:48
  to
• 1:48
  emotional
• 1:49
  spending.
• 1:50
  So
• 1:50
  without
• 1:51
  further
• 1:51
  ado,
• 1:51
  let's
• 1:52
  get
• 1:52
  to
• 1:52
  today's
• 1:54
  played
• 1:54
  message.
• 1:55
  Here
• 1:55
  it
• 1:55
  is.
• 1:57
  Hey,
• 1:57
  Ralph,
• 1:58
  um,
• 2:00
  I
• 2:01
  wanted
• 2:01
  to
• 2:01
  ask
• 2:01
  you
• 2:01
  about
• 2:02
  something
• 2:02
  that's
• 2:02
  been
• 2:04
  kind
• 2:04
  of
• 2:04
  heavy
• 2:04
  for
• 2:04
  me
• 2:05
  lately.
• 2:07
  With
• 2:07
  everything
• 2:07
  that
• 2:07
  comes
• 2:08
  with
• 2:08
  May,
• 2:08
  like
• 2:09
  the
• 2:09
  mid
• 2:09
  year
• 2:09
  check
• 2:10
  ins,
• 2:10
  rising
• 2:11
  expenses,
• 2:12
  planning
• 2:13
  for
• 2:13
  summer,
• 2:14
  I
• 2:14
  can
• 2:14
  feel
• 2:15
  my
• 2:15
  stress
• 2:15
  building
• 2:16
  more
• 2:16
  than
• 2:16
  I'd
• 2:17
  like
• 2:17
  to
• 2:17
  admit.
• 2:18
  And
• 2:18
  when
• 2:18
  it
• 2:19
  gets
• 2:19
  to
• 2:19
  that
• 2:19
  point,
• 2:19
  I.
• 2:21
  I
• 2:21
  end
• 2:21
  up
• 2:21
  spending
• 2:22
  money
• 2:22
  just
• 2:22
  to
• 2:22
  feel
• 2:23
  a
• 2:23
  little
• 2:23
  relief.
• 2:24
  And
• 2:24
  in
• 2:24
  the
• 2:25
  moment,
• 2:25
  it
• 2:26
  works
• 2:26
  like
• 2:27
  I
• 2:27
  can
• 2:27
  finally
• 2:28
  breathe
• 2:28
  again.
• 2:30
  But
• 2:30
  then
• 2:30
  not
• 2:31
  long
• 2:31
  after,
• 2:31
  I
• 2:32
  just
• 2:32
  feel
• 2:32
  this
• 2:33
  weight
• 2:34
  come
• 2:34
  back.
• 2:34
  Like
• 2:35
  I'm
• 2:35
  stuck.
• 2:35
  And
• 2:36
  honestly,
• 2:37
  a
• 2:37
  little
• 2:38
  ashamed
• 2:39
  because
• 2:39
  I
• 2:39
  know
• 2:39
  I
• 2:39
  didn't
• 2:40
  actually
• 2:40
  fix
• 2:40
  anything
• 2:41
  and
• 2:41
  I
• 2:42
  don't
• 2:42
  want
• 2:42
  to
• 2:42
  keep
• 2:42
  coping
• 2:43
  like
• 2:43
  this,
• 2:44
  especially
• 2:44
  when
• 2:45
  money
• 2:45
  already
• 2:45
  feels
• 2:46
  tight.
• 2:47
  I
• 2:47
  think
• 2:48
  I'm
• 2:48
  just.
• 2:49
  I'm
• 2:49
  struggling
• 2:49
  with
• 2:50
  that
• 2:50
  moment
• 2:50
  right
• 2:51
  before
• 2:51
  I
• 2:51
  spend,
• 2:51
  like,
• 2:52
  how
• 2:52
  do
• 2:53
  I
• 2:53
  slow
• 2:53
  that
• 2:53
  down
• 2:54
  or
• 2:54
  even
• 2:54
  catch
• 2:55
  it
• 2:56
  so
• 2:56
  I
• 2:56
  can
• 2:56
  choose
• 2:56
  something
• 2:57
  healthier
• 2:57
  instead?
• 2:58
  I'd
• 2:59
  really
• 2:59
  appreciate
• 3:00
  your
• 3:00
  help
• 3:00
  with
• 3:00
  that.
• 3:02
  Well,
• 3:03
  Fran,
• 3:03
  thank
• 3:03
  you
• 3:03
  so
• 3:03
  much
• 3:04
  for
• 3:04
  your
• 3:04
  honesty.
• 3:05
  And
• 3:05
  I
• 3:05
  love
• 3:06
  the
• 3:06
  fact
• 3:06
  that
• 3:06
  you
• 3:06
  sent
• 3:07
  in
• 3:07
  that
• 3:07
  question.
• 3:07
  Hey,
• 3:08
  and
• 3:08
  listen,
• 3:08
  if
• 3:08
  you
• 3:08
  want
• 3:08
  to
• 3:08
  send
• 3:09
  in
• 3:09
  a
• 3:09
  question,
• 3:10
  it
• 3:10
  is
• 3:10
  super
• 3:10
  easy.
• 3:11
  Just
• 3:11
  go
• 3:12
  to
• 3:12
  financiallyconfidentchristian.com
• 3:15
  voicemail.
• 3:16
  We'll
• 3:16
  put
• 3:16
  a
• 3:16
  link
• 3:16
  to
• 3:17
  that
• 3:17
  in
• 3:17
  the
• 3:17
  show
• 3:17
  notes.
• 3:18
  But
• 3:18
  I
• 3:18
  want
• 3:19
  to
• 3:19
  thank
• 3:19
  you
• 3:19
  for
• 3:19
  your
• 3:19
  honesty
• 3:20
  because
• 3:21
  what
• 3:21
  you're
• 3:21
  describing,
• 3:22
  and
• 3:23
  you've
• 3:23
  done
• 3:23
  a
• 3:23
  great
• 3:24
  job
• 3:24
  of
• 3:24
  describing
• 3:25
  it,
• 3:25
  so
• 3:25
  many
• 3:25
  people
• 3:26
  feel
• 3:26
  that,
• 3:27
  but
• 3:28
  very
• 3:28
  few
• 3:28
  people
• 3:28
  say
• 3:29
  it
• 3:29
  out
• 3:29
  loud.
• 3:30
  And
• 3:31
  I
• 3:31
  want
• 3:31
  you
• 3:31
  to
• 3:31
  hear
• 3:31
  this
• 3:32
  right
• 3:32
  from
• 3:32
  the
• 3:32
  jump.
• 3:33
  You're
• 3:33
  not
• 3:34
  weak
• 3:34
  because
• 3:34
  you're
• 3:35
  feeling
• 3:35
  overwhelmed.
• 3:37
  You're
• 3:37
  just
• 3:37
  human.
• 3:39
  And
• 3:39
  here's
• 3:40
  my
• 3:40
  big
• 3:40
  belief
• 3:41
  from
• 3:41
  the
• 3:41
  beginning
• 3:42
  here.
• 3:42
  Emotional
• 3:43
  spending
• 3:43
  isn't
• 3:44
  a
• 3:44
  money
• 3:44
  problem.
• 3:45
  And
• 3:45
  you're
• 3:46
  probably
• 3:46
  thinking,
• 3:46
  wait
• 3:46
  a
• 3:46
  minute,
• 3:46
  Ralph,
• 3:47
  clearly
• 3:47
  it's
• 3:47
  a
• 3:48
  money
• 3:48
  problem.
• 3:49
  That's
• 3:49
  not
• 3:50
  the
• 3:50
  problem
• 3:51
  in
• 3:51
  my
• 3:52
  personal
• 3:52
  view.
• 3:52
  It's
• 3:53
  a
• 3:53
  response
• 3:53
  to
• 3:54
  pressure
• 3:54
  that
• 3:55
  needs
• 3:55
  a
• 3:55
  better
• 3:56
  outlet.
• 3:57
  That's
• 3:57
  what
• 3:57
  we're
• 3:57
  really
• 3:58
  talking
• 3:58
  about
• 3:58
  here.
• 3:58
  You're
• 3:59
  feeling
• 3:59
  pressure
• 4:00
  and
• 4:00
  you
• 4:01
  need
• 4:01
  a
• 4:01
  better
• 4:01
  outlet.
• 4:03
  So
• 4:03
  how
• 4:03
  do
• 4:03
  we
• 4:03
  fix
• 4:04
  this?
• 4:05
  Well,
• 4:05
  you
• 4:05
  know,
• 4:05
  one
• 4:05
  of
• 4:06
  the
• 4:06
  things
• 4:06
  I
• 4:06
  always
• 4:06
  talk
• 4:06
  about
• 4:07
  on
• 4:07
  this
• 4:07
  show
• 4:07
  is
• 4:08
  recognizing
• 4:08
  your
• 4:09
  triggers,
• 4:10
  not
• 4:10
  just
• 4:10
  the
• 4:10
  spending.
• 4:12
  And
• 4:12
  that's
• 4:12
  where
• 4:12
  we
• 4:12
  got
• 4:12
  to
• 4:12
  start.
• 4:13
  Before
• 4:14
  money
• 4:14
  even
• 4:15
  moves,
• 4:16
  something
• 4:16
  else
• 4:16
  happens
• 4:17
  first
• 4:18
  in
• 4:18
  all
• 4:19
  of
• 4:19
  our
• 4:19
  lives.
• 4:20
  Maybe
• 4:20
  it's
• 4:21
  stress.
• 4:22
  When
• 4:22
  you
• 4:22
  feel
• 4:22
  stressed,
• 4:23
  you
• 4:23
  go
• 4:23
  buy
• 4:23
  something.
• 4:25
  Maybe
• 4:25
  it's
• 4:25
  the
• 4:25
  feeling
• 4:26
  of
• 4:26
  being
• 4:26
  overwhelmed.
• 4:27
  I
• 4:28
  know
• 4:28
  a
• 4:28
  lot
• 4:28
  of
• 4:28
  times
• 4:28
  when
• 4:29
  I'm
• 4:29
  feeling
• 4:29
  overwhelmed,
• 4:30
  I
• 4:30
  go
• 4:30
  to
• 4:30
  that
• 4:31
  Amazon
• 4:31
  website
• 4:32
  and
• 4:32
  I'm
• 4:32
  thinking,
• 4:32
  what
• 4:32
  can
• 4:33
  I
• 4:33
  do
• 4:33
  to
• 4:33
  make
• 4:33
  myself
• 4:34
  feel
• 4:34
  a
• 4:34
  little
• 4:34
  bit
• 4:34
  better?
• 4:35
  Maybe
• 4:36
  for
• 4:36
  you
• 4:36
  it's
• 4:36
  pressure.
• 4:37
  Feel
• 4:37
  that
• 4:38
  pressure
• 4:38
  all
• 4:38
  around
• 4:39
  you.
• 4:39
  I'm
• 4:39
  coming
• 4:39
  off
• 4:40
  a
• 4:40
  tax
• 4:40
  season
• 4:40
  pressure
• 4:41
  for
• 4:41
  me.
• 4:41
  Or
• 4:42
  maybe
• 4:42
  it's
• 4:42
  just
• 4:42
  fatigue.
• 4:44
  So
• 4:44
  instead
• 4:45
  of
• 4:45
  asking
• 4:46
  why
• 4:46
  did
• 4:46
  I
• 4:47
  spend
• 4:47
  that?
• 4:47
  It's
• 4:47
  so
• 4:48
  easy
• 4:48
  to
• 4:48
  go
• 4:48
  into
• 4:48
  that
• 4:49
  question,
• 4:49
  well,
• 4:49
  why
• 4:50
  did
• 4:50
  I
• 4:50
  spend
• 4:50
  that?
• 4:51
  I
• 4:51
  got
• 4:52
  a
• 4:52
  better
• 4:52
  question
• 4:52
  for
• 4:52
  you
• 4:53
  to
• 4:53
  ask.
• 4:54
  What
• 4:54
  was
• 4:54
  I
• 4:55
  feeling
• 4:55
  right
• 4:56
  before
• 4:56
  that
• 4:56
  moment
• 4:57
  of
• 4:57
  spending?
• 4:59
  What
• 4:59
  was
• 4:59
  I
• 4:59
  feeling?
• 5:00
  What
• 5:00
  were
• 5:00
  my
• 5:00
  emotions?
• 5:01
  What
• 5:01
  was
• 5:01
  I
• 5:01
  going
• 5:01
  through?
• 5:02
  Was
• 5:02
  I
• 5:02
  tired?
• 5:02
  Was
• 5:03
  I
• 5:03
  overwhelmed?
• 5:04
  Was
• 5:04
  I
• 5:04
  feeling
• 5:05
  pressured
• 5:05
  that
• 5:06
  I
• 5:06
  just
• 5:06
  have
• 5:06
  a
• 5:06
  battle
• 5:07
  with
• 5:07
  my
• 5:07
  partner?
• 5:08
  Because
• 5:09
  when
• 5:09
  you
• 5:09
  identify
• 5:10
  the
• 5:10
  trigger,
• 5:11
  you
• 5:12
  gain
• 5:12
  awareness.
• 5:13
  And
• 5:14
  when
• 5:14
  you
• 5:14
  have
• 5:14
  awareness,
• 5:15
  that's
• 5:15
  the
• 5:16
  first
• 5:16
  step
• 5:16
  to
• 5:17
  changing
• 5:17
  the
• 5:18
  behavior.
• 5:19
  Well,
• 5:19
  let's
• 5:20
  talk
• 5:20
  about
• 5:20
  how
• 5:20
  to
• 5:20
  change
• 5:20
  that
• 5:21
  behavior.
• 5:21
  First
• 5:22
  thing
• 5:22
  you've
• 5:22
  got
• 5:22
  to
• 5:22
  do
• 5:22
  is
• 5:23
  build
• 5:23
  in
• 5:24
  your
• 5:24
  pause
• 5:25
  habit.
• 5:26
  Now
• 5:26
  these
• 5:26
  aren't
• 5:26
  paws
• 5:27
  on
• 5:27
  the
• 5:27
  dog
• 5:27
  or
• 5:27
  cat.
• 5:27
  These
• 5:28
  are
• 5:28
  a
• 5:28
  paws
• 5:29
  P
• 5:29
  A
• 5:29
  U
• 5:29
  S
• 5:30
  E.
• 5:31
  This
• 5:31
  isn't
• 5:32
  a
• 5:32
  time
• 5:32
  for
• 5:32
  perfect
• 5:32
  discipline.
• 5:33
  You
• 5:34
  just
• 5:34
  need
• 5:34
  a
• 5:35
  pause.
• 5:36
  So
• 5:36
  when
• 5:36
  you
• 5:36
  feel
• 5:37
  that
• 5:37
  urge,
• 5:38
  maybe
• 5:38
  for
• 5:39
  you
• 5:39
  to
• 5:39
  create
• 5:39
  a
• 5:39
  simple
• 5:39
  rule.
• 5:40
  This
• 5:41
  is
• 5:41
  my
• 5:41
  rule.
• 5:41
  I
• 5:42
  don't
• 5:42
  spend
• 5:42
  immediately.
• 5:44
  Never.
• 5:45
  I
• 5:45
  don't
• 5:46
  spend
• 5:46
  immediate.
• 5:46
  Now
• 5:47
  listen,
• 5:47
  if
• 5:47
  I'm
• 5:47
  out
• 5:47
  for
• 5:47
  a
• 5:48
  walk
• 5:48
  and
• 5:48
  I
• 5:49
  need
• 5:49
  a
• 5:49
  glass
• 5:49
  of
• 5:49
  water
• 5:50
  or
• 5:50
  I
• 5:50
  need
• 5:50
  to
• 5:50
  buy
• 5:50
  a
• 5:50
  bottle
• 5:51
  of
• 5:51
  water,
• 5:51
  that's
• 5:51
  different
• 5:52
  life
• 5:52
  sustaining
• 5:53
  stuff.
• 5:53
  Don't
• 5:54
  put
• 5:54
  in
• 5:54
  pauses
• 5:55
  for
• 5:55
  this.
• 5:56
  But
• 5:56
  for
• 5:56
  everything
• 5:57
  else,
• 5:58
  give
• 5:58
  yourself
• 5:58
  10
• 5:58
  minutes,
• 5:59
  maybe
• 6:00
  even
• 6:00
  five
• 6:00
  minutes,
• 6:02
  just
• 6:02
  step
• 6:02
  away
• 6:02
  from
• 6:03
  it
• 6:03
  for
• 6:03
  a
• 6:03
  second.
• 6:04
  Here's
• 6:04
  one
• 6:04
  of
• 6:04
  the
• 6:04
  great
• 6:04
  things
• 6:05
  that
• 6:05
  I
• 6:05
  do.
• 6:05
  If
• 6:05
  I'm
• 6:05
  at
• 6:06
  my
• 6:06
  desk
• 6:06
  and
• 6:06
  I'm
• 6:06
  shopping,
• 6:06
  I
• 6:07
  get
• 6:07
  up
• 6:07
  and
• 6:07
  go
• 6:07
  for
• 6:07
  a
• 6:07
  walk.
• 6:07
  Even
• 6:08
  if
• 6:08
  I
• 6:08
  just
• 6:08
  walk
• 6:08
  down
• 6:09
  the
• 6:09
  hall,
• 6:10
  breathe
• 6:10
  a
• 6:10
  little
• 6:10
  bit,
• 6:11
  walk
• 6:11
  around
• 6:12
  and
• 6:12
  pray
• 6:12
  about
• 6:13
  it.
• 6:13
  Because
• 6:14
  here's
• 6:14
  the
• 6:14
  thing
• 6:14
  I've
• 6:15
  learned.
• 6:15
  I'm
• 6:16
  53
• 6:16
  years
• 6:16
  old,
• 6:17
  been
• 6:17
  around
• 6:17
  this
• 6:18
  sun
• 6:18
  a
• 6:18
  few
• 6:18
  times,
• 6:19
  emotional
• 6:20
  spending
• 6:20
  thrives
• 6:21
  on
• 6:21
  urgency.
• 6:23
  That's
• 6:23
  why
• 6:23
  we
• 6:23
  have
• 6:23
  commercials
• 6:24
  all
• 6:24
  around
• 6:24
  us.
• 6:25
  Urgency.
• 6:26
  Go
• 6:26
  do
• 6:26
  that
• 6:27
  right
• 6:27
  now.
• 6:28
  But
• 6:28
  wisdom
• 6:29
  grows
• 6:29
  when
• 6:29
  you
• 6:30
  build
• 6:30
  in
• 6:30
  that
• 6:30
  pause.
• 6:32
  So
• 6:32
  build
• 6:32
  in
• 6:32
  that
• 6:33
  pause.
• 6:33
  But
• 6:33
  here's
• 6:33
  the
• 6:33
  thing
• 6:33
  I
• 6:33
  want
• 6:34
  you
• 6:34
  to
• 6:34
  understand.
• 6:35
  You
• 6:35
  can't
• 6:36
  just
• 6:36
  remove
• 6:36
  it.
• 6:37
  You
• 6:37
  got
• 6:37
  to
• 6:37
  replace
• 6:38
  the
• 6:38
  habit.
• 6:40
  You're
• 6:40
  feeling
• 6:40
  that
• 6:41
  overwhelm.
• 6:41
  You're
• 6:42
  feeling
• 6:42
  that
• 6:43
  tiredness.
• 6:43
  You're
• 6:44
  feeling
• 6:44
  that
• 6:44
  fatigue.
• 6:45
  You're
• 6:45
  feeling
• 6:45
  that
• 6:45
  pressure.
• 6:46
  And
• 6:47
  if
• 6:47
  spending
• 6:48
  is
• 6:48
  giving
• 6:48
  you
• 6:48
  relief,
• 6:50
  that's
• 6:50
  a
• 6:50
  real
• 6:50
  thing.
• 6:50
  It
• 6:51
  is.
• 6:51
  It
• 6:51
  is
• 6:51
  truly
• 6:52
  relief.
• 6:53
  But
• 6:53
  it's
• 6:54
  not
• 6:54
  good
• 6:54
  relief,
• 6:54
  is
• 6:55
  it?
• 6:55
  So
• 6:56
  you've
• 6:56
  got
• 6:56
  to
• 6:56
  figure
• 6:56
  out
• 6:57
  another
• 6:57
  way
• 6:57
  to
• 6:57
  get
• 6:58
  that
• 6:58
  relief.
• 6:59
  And
• 7:00
  you're
• 7:00
  not
• 7:00
  going
• 7:00
  to
• 7:00
  figure
• 7:00
  it
• 7:00
  out
• 7:01
  later.
• 7:01
  You
• 7:01
  got
• 7:01
  to
• 7:02
  know
• 7:02
  right
• 7:02
  then
• 7:02
  what
• 7:03
  you're
• 7:03
  going
• 7:03
  to
• 7:03
  do.
• 7:04
  This
• 7:04
  is
• 7:04
  where
• 7:05
  you
• 7:05
  believe.
• 7:05
  You
• 7:06
  build
• 7:06
  a
• 7:06
  relief
• 7:07
  plan.
• 7:08
  And
• 7:09
  maybe
• 7:09
  for
• 7:09
  you,
• 7:09
  it
• 7:09
  looks
• 7:10
  like
• 7:10
  stepping
• 7:10
  outside
• 7:11
  for
• 7:11
  fresh
• 7:11
  air.
• 7:12
  I
• 7:13
  don't
• 7:13
  know
• 7:13
  about
• 7:13
  you,
• 7:13
  but
• 7:13
  there's
• 7:14
  a
• 7:14
  lot
• 7:14
  of
• 7:14
  value
• 7:14
  from
• 7:15
  just
• 7:15
  going
• 7:15
  outside
• 7:16
  and
• 7:17
  breathing
• 7:17
  in
• 7:17
  some
• 7:17
  fresh
• 7:18
  air.
• 7:18
  I'm
• 7:18
  a
• 7:18
  motorcycle
• 7:19
  guy.
• 7:20
  This
• 7:20
  past
• 7:20
  weekend,
• 7:21
  I
• 7:21
  needed
• 7:21
  some
• 7:21
  fresh
• 7:22
  air.
• 7:22
  I've
• 7:22
  been
• 7:22
  struggling.
• 7:23
  A
• 7:23
  lot
• 7:23
  of
• 7:23
  clients
• 7:24
  coming
• 7:24
  and
• 7:24
  going.
• 7:24
  A
• 7:25
  lot
• 7:25
  of
• 7:25
  work.
• 7:25
  I
• 7:25
  got
• 7:26
  on
• 7:26
  my
• 7:26
  motorcycle
• 7:27
  and
• 7:27
  just
• 7:28
  sat
• 7:28
  back
• 7:29
  and,
• 7:29
  you
• 7:30
  know,
• 7:30
  got
• 7:30
  some
• 7:30
  fresh
• 7:31
  air.
• 7:32
  Maybe
• 7:32
  for
• 7:32
  you.
• 7:33
  You
• 7:33
  call
• 7:33
  someone
• 7:33
  you
• 7:34
  trust,
• 7:35
  say,
• 7:35
  hey,
• 7:35
  I'm
• 7:36
  really
• 7:36
  struggling
• 7:36
  right
• 7:36
  now.
• 7:36
  I'm
• 7:37
  feeling
• 7:37
  pressure.
• 7:38
  I
• 7:38
  got
• 7:38
  this
• 7:38
  urge.
• 7:39
  I
• 7:39
  want
• 7:39
  to
• 7:39
  go
• 7:39
  buy
• 7:40
  something.
• 7:40
  You
• 7:40
  want
• 7:40
  to
• 7:40
  take
• 7:40
  a
• 7:40
  trip
• 7:41
  to
• 7:41
  the
• 7:41
  mall?
• 7:41
  No,
• 7:42
  talk
• 7:42
  about
• 7:42
  something
• 7:43
  else.
• 7:44
  But
• 7:44
  write
• 7:45
  down
• 7:45
  what
• 7:45
  you're
• 7:45
  feeling.
• 7:47
  Journal.
• 7:47
  It's
• 7:47
  a
• 7:47
  great
• 7:48
  time
• 7:48
  to
• 7:48
  journal.
• 7:48
  Right
• 7:49
  before
• 7:49
  I
• 7:49
  made
• 7:50
  that
• 7:50
  impulsive
• 7:51
  purchase,
• 7:52
  here's
• 7:52
  what
• 7:52
  I
• 7:52
  was
• 7:53
  feeling.
• 7:54
  Maybe
• 7:54
  take
• 7:55
  a
• 7:55
  short
• 7:55
  walk.
• 7:56
  I
• 7:56
  think
• 7:56
  in
• 7:57
  a
• 7:57
  lot
• 7:57
  of
• 7:57
  ways,
• 7:57
  a
• 7:58
  walk
• 7:58
  is
• 7:58
  God's
• 7:59
  antidote
• 8:00
  for
• 8:00
  fear
• 8:01
  and
• 8:02
  for
• 8:02
  overwhelm
• 8:03
  and
• 8:03
  for
• 8:03
  pressure.
• 8:04
  Just
• 8:04
  that
• 8:04
  short
• 8:04
  walk.
• 8:05
  Or
• 8:06
  maybe
• 8:06
  just
• 8:06
  look
• 8:06
  up
• 8:07
  and
• 8:07
  pray
• 8:07
  about
• 8:07
  it,
• 8:07
  like
• 8:08
  God.
• 8:08
  You
• 8:08
  know
• 8:08
  what?
• 8:08
  I'm
• 8:09
  really
• 8:09
  struggling
• 8:09
  right
• 8:10
  now.
• 8:11
  I'm
• 8:11
  feeling
• 8:11
  this
• 8:12
  pressure.
• 8:12
  I'm
• 8:12
  feeling
• 8:13
  this
• 8:13
  weight.
• 8:15
  You're
• 8:15
  not
• 8:15
  just
• 8:15
  removing
• 8:16
  a
• 8:16
  habit
• 8:16
  at
• 8:16
  that
• 8:17
  point.
• 8:18
  You're
• 8:18
  replacing
• 8:18
  it
• 8:19
  with
• 8:19
  something
• 8:19
  that
• 8:19
  actually
• 8:20
  restores
• 8:21
  you.
• 8:22
  Here's
• 8:22
  the
• 8:22
  truth.
• 8:23
  Spending
• 8:24
  is
• 8:24
  never
• 8:24
  going
• 8:24
  to
• 8:25
  restore
• 8:25
  you.
• 8:27
  But
• 8:27
  when
• 8:28
  you
• 8:28
  replace
• 8:28
  that
• 8:28
  habit
• 8:29
  with
• 8:29
  something
• 8:29
  that
• 8:29
  does
• 8:29
  restore
• 8:30
  you,
• 8:30
  you'll
• 8:30
  get
• 8:31
  somewhere.
• 8:31
  Now,
• 8:31
  here's
• 8:32
  a
• 8:32
  real
• 8:32
  practical
• 8:32
  thing
• 8:33
  you
• 8:33
  can
• 8:33
  do.
• 8:33
  Remove
• 8:34
  the
• 8:34
  easy
• 8:35
  access.
• 8:35
  During
• 8:35
  those
• 8:36
  emotional
• 8:36
  moments,
• 8:37
  you
• 8:37
  got
• 8:37
  to
• 8:38
  try
• 8:38
  to
• 8:38
  build
• 8:38
  some
• 8:39
  barriers
• 8:39
  to
• 8:40
  impulsivity.
• 8:40
  Now,
• 8:41
  that's
• 8:41
  a
• 8:41
  big
• 8:41
  word,
• 8:42
  but
• 8:42
  here's
• 8:43
  some
• 8:43
  real
• 8:43
  things
• 8:43
  you
• 8:43
  can
• 8:43
  do.
• 8:44
  I
• 8:44
  love
• 8:44
  these
• 8:44
  ideas.
• 8:45
  Got
• 8:45
  these
• 8:45
  from
• 8:46
  a
• 8:46
  couple
• 8:46
  listeners.
• 8:47
  Take
• 8:47
  those
• 8:47
  saved
• 8:48
  cards
• 8:48
  off
• 8:48
  your
• 8:48
  phone.
• 8:49
  Don't
• 8:49
  even
• 8:50
  store
• 8:50
  your
• 8:50
  Credit
• 8:51
  card
• 8:51
  information
• 8:51
  on
• 8:51
  your
• 8:52
  phone.
• 8:52
  Now
• 8:52
  you're
• 8:52
  saying,
• 8:52
  ralph,
• 8:53
  that's
• 8:53
  really
• 8:53
  inconvenient.
• 8:54
  Yes,
• 8:54
  that's
• 8:55
  the
• 8:55
  whole
• 8:55
  point.
• 8:56
  Don't
• 8:57
  store
• 8:57
  them
• 8:57
  there.
• 8:58
  Log
• 8:58
  out
• 8:58
  of
• 8:58
  the
• 8:59
  shopping
• 8:59
  apps.
• 9:00
  Build
• 9:00
  some
• 9:00
  friction
• 9:01
  into
• 9:01
  this.
• 9:01
  Make
• 9:02
  it
• 9:02
  complicated.
• 9:03
  Maybe
• 9:03
  you
• 9:03
  don't
• 9:03
  even
• 9:03
  put
• 9:04
  the
• 9:04
  shopping
• 9:04
  apps
• 9:04
  on
• 9:05
  your
• 9:05
  phone.
• 9:06
  Delete
• 9:06
  that
• 9:06
  Amazon,
• 9:07
  that
• 9:07
  Target,
• 9:08
  that
• 9:08
  Walmart
• 9:08
  app.
• 9:09
  Get
• 9:09
  them
• 9:09
  off
• 9:09
  your
• 9:10
  phone.
• 9:10
  Make
• 9:11
  it
• 9:11
  more
• 9:11
  difficult.
• 9:12
  Avoid
• 9:13
  browsing
• 9:13
  when
• 9:14
  you're
• 9:14
  stressed.
• 9:15
  It's
• 9:16
  not
• 9:16
  the
• 9:16
  time.
• 9:16
  At
• 9:16
  the
• 9:16
  end
• 9:17
  of
• 9:17
  the
• 9:17
  day,
• 9:17
  I'm
• 9:17
  really
• 9:17
  stressed
• 9:18
  right
• 9:18
  now.
• 9:18
  What
• 9:18
  do
• 9:18
  we
• 9:18
  all
• 9:19
  do?
• 9:19
  I
• 9:19
  was
• 9:19
  watching
• 9:19
  the
• 9:20
  show
• 9:20
  this
• 9:20
  morning.
• 9:20
  They
• 9:20
  said
• 9:21
  the
• 9:21
  average
• 9:21
  person
• 9:22
  touches
• 9:22
  their
• 9:23
  phone
• 9:23
  like
• 9:23
  every
• 9:24
  five
• 9:24
  to
• 9:24
  seven
• 9:24
  minutes.
• 9:26
  And
• 9:26
  if
• 9:26
  you
• 9:26
  think
• 9:26
  about
• 9:27
  when's
• 9:27
  the
• 9:27
  last
• 9:27
  time
• 9:27
  you
• 9:28
  grabbed
• 9:28
  your
• 9:28
  phone,
• 9:28
  Were
• 9:28
  you
• 9:28
  stressed?
• 9:29
  Were
• 9:29
  you
• 9:29
  bored?
• 9:30
  Were
• 9:30
  you
• 9:30
  tired?
• 9:32
  Just
• 9:32
  think
• 9:32
  about
• 9:32
  that.
• 9:34
  And
• 9:35
  maybe
• 9:35
  you
• 9:35
  do
• 9:35
  that
• 9:35
  delayed
• 9:36
  checkout
• 9:36
  intentionally.
• 9:37
  You
• 9:37
  say,
• 9:37
  look,
• 9:37
  I'm
• 9:37
  going
• 9:37
  to
• 9:37
  put
• 9:38
  24,
• 9:38
  48,
• 9:39
  72,
• 9:39
  whatever
• 9:40
  that
• 9:40
  is.
• 9:41
  This
• 9:41
  isn't
• 9:42
  about
• 9:42
  restricting
• 9:43
  yourself.
• 9:44
  It's
• 9:44
  actually
• 9:45
  about
• 9:45
  protecting
• 9:46
  yourself
• 9:46
  in
• 9:46
  your
• 9:47
  most
• 9:47
  vulnerable
• 9:48
  moments.
• 9:50
  But
• 9:50
  here's
• 9:51
  the
• 9:51
  thing.
• 9:51
  In
• 9:51
  the
• 9:51
  end,
• 9:51
  you
• 9:51
  got
• 9:52
  to
• 9:52
  recognize
• 9:52
  this.
• 9:54
  Anchor
• 9:54
  your
• 9:54
  peace
• 9:55
  in
• 9:55
  God.
• 9:55
  Now,
• 9:56
  if
• 9:56
  this
• 9:56
  was
• 9:56
  just
• 9:56
  a
• 9:56
  secular
• 9:57
  program,
• 9:57
  I
• 9:58
  would
• 9:58
  have
• 9:58
  stopped
• 9:58
  there.
• 9:59
  But
• 10:00
  we've
• 10:00
  got
• 10:00
  something
• 10:01
  so
• 10:01
  much
• 10:01
  better
• 10:01
  than
• 10:01
  that.
• 10:02
  We've
• 10:02
  got
• 10:03
  peace
• 10:03
  in
• 10:03
  God,
• 10:04
  not
• 10:04
  from
• 10:04
  spending
• 10:05
  relief.
• 10:06
  So
• 10:06
  I
• 10:06
  want
• 10:06
  to
• 10:06
  bring
• 10:06
  this
• 10:07
  back
• 10:07
  to
• 10:07
  your
• 10:07
  heart
• 10:09
  because
• 10:09
  what
• 10:09
  I
• 10:09
  really
• 10:10
  believe
• 10:10
  you're
• 10:10
  really
• 10:11
  looking
• 10:11
  for
• 10:11
  in
• 10:11
  that
• 10:12
  moment
• 10:13
  is
• 10:13
  peace.
• 10:15
  Most
• 10:15
  of
• 10:16
  us,
• 10:16
  when
• 10:16
  we're
• 10:16
  feeling
• 10:17
  overwhelmed
• 10:17
  and
• 10:18
  tired
• 10:19
  and
• 10:19
  worn
• 10:19
  out
• 10:20
  in
• 10:20
  the
• 10:20
  pressure,
• 10:21
  we're
• 10:21
  just
• 10:21
  looking
• 10:21
  for
• 10:22
  peace.
• 10:23
  But
• 10:24
  friends,
• 10:24
  spending
• 10:25
  only
• 10:25
  gives
• 10:25
  you
• 10:25
  temporary
• 10:26
  relief.
• 10:26
  And
• 10:26
  a
• 10:27
  lot
• 10:27
  of
• 10:27
  us,
• 10:28
  it
• 10:28
  leads
• 10:28
  to
• 10:28
  long
• 10:29
  term
• 10:29
  consequences.
• 10:31
  But
• 10:31
  the
• 10:31
  only
• 10:32
  place
• 10:32
  for
• 10:32
  lasting
• 10:33
  peace
• 10:33
  is
• 10:33
  in
• 10:34
  God.
• 10:35
  He's
• 10:35
  there
• 10:35
  for
• 10:36
  us
• 10:36
  always.
• 10:38
  So
• 10:38
  when
• 10:38
  that
• 10:38
  pressure
• 10:39
  rises,
• 10:40
  instead
• 10:41
  of
• 10:41
  reaching
• 10:41
  for
• 10:42
  your
• 10:42
  wallet,
• 10:43
  just
• 10:43
  reach
• 10:43
  for
• 10:44
  him.
• 10:45
  Even
• 10:45
  a
• 10:46
  simple
• 10:46
  prayer
• 10:46
  like,
• 10:47
  lord,
• 10:47
  I
• 10:47
  feel
• 10:48
  overwhelmed
• 10:48
  right
• 10:48
  now.
• 10:50
  Help
• 10:50
  me
• 10:50
  in
• 10:50
  this
• 10:51
  very
• 10:51
  moment
• 10:53
  and
• 10:53
  trust
• 10:53
  that
• 10:53
  he's
• 10:54
  going
• 10:54
  to
• 10:54
  meet
• 10:54
  you
• 10:54
  there.
• 10:56
  Friend,
• 10:57
  you
• 10:57
  don't
• 10:57
  need
• 10:57
  to
• 10:57
  spend
• 10:58
  to
• 10:58
  feel
• 10:58
  better.
• 11:00
  Peace
• 11:00
  is
• 11:00
  already
• 11:01
  available
• 11:01
  to
• 11:01
  you
• 11:02
  and
• 11:02
  it
• 11:02
  doesn't
• 11:03
  cost
• 11:04
  a
• 11:04
  dime.
• 11:05
  So
• 11:05
  here's
• 11:06
  your
• 11:06
  win
• 11:06
  for
• 11:06
  today.
• 11:07
  I
• 11:07
  want
• 11:07
  you
• 11:07
  to
• 11:08
  create
• 11:08
  your
• 11:08
  own
• 11:08
  personal
• 11:09
  pause
• 11:09
  rule.
• 11:10
  I
• 11:10
  just
• 11:10
  want
• 11:11
  you
• 11:11
  to
• 11:11
  go
• 11:11
  grab
• 11:11
  a
• 11:11
  piece
• 11:12
  of
• 11:12
  paper
• 11:12
  and
• 11:12
  a
• 11:12
  pen
• 11:13
  or
• 11:13
  a
• 11:13
  pencil
• 11:13
  and
• 11:14
  write
• 11:14
  down
• 11:14
  one
• 11:14
  sentence,
• 11:15
  you
• 11:15
  ready
• 11:16
  for
• 11:16
  it?
• 11:16
  And
• 11:16
  we'll
• 11:16
  put
• 11:16
  this
• 11:16
  in
• 11:17
  the
• 11:17
  show
• 11:17
  notes.
• 11:18
  When
• 11:18
  I
• 11:18
  feel
• 11:18
  the
• 11:19
  urge
• 11:19
  to
• 11:19
  spend,
• 11:20
  I
• 11:20
  will
• 11:20
  wait
• 11:21
  blank
• 11:21
  minutes
• 11:22
  and
• 11:22
  I
• 11:22
  want
• 11:22
  you
• 11:22
  to
• 11:22
  fill
• 11:23
  in
• 11:23
  that
• 11:23
  blank.
• 11:24
  And
• 11:24
  I
• 11:24
  think
• 11:24
  it's
• 11:24
  different
• 11:25
  for
• 11:25
  everybody.
• 11:25
  Some
• 11:26
  of
• 11:26
  us
• 11:26
  are
• 11:26
  very
• 11:27
  strict,
• 11:27
  we're
• 11:28
  very
• 11:28
  regimented.
• 11:29
  Others
• 11:29
  of
• 11:29
  us,
• 11:30
  like
• 11:30
  me,
• 11:30
  we're
• 11:30
  emotional
• 11:31
  creatures.
• 11:32
  Maybe
• 11:32
  our.
• 11:33
  Our
• 11:33
  time's
• 11:33
  got
• 11:33
  to
• 11:34
  be
• 11:34
  a
• 11:34
  little
• 11:34
  bit
• 11:34
  longer.
• 11:34
  Just
• 11:35
  fill
• 11:35
  in
• 11:35
  that
• 11:35
  sentence
• 11:35
  today.
• 11:36
  I
• 11:36
  will
• 11:36
  wait
• 11:37
  X
• 11:37
  minutes
• 11:38
  because
• 11:39
  that
• 11:39
  pause,
• 11:40
  hear
• 11:40
  me
• 11:41
  on
• 11:41
  this,
• 11:41
  that
• 11:42
  pause
• 11:42
  is
• 11:43
  going
• 11:43
  to
• 11:43
  change
• 11:44
  everything.
• 11:45
  Well,
• 11:45
  let's
• 11:46
  get
• 11:46
  into
• 11:46
  our
• 11:46
  scripture
• 11:46
  for
• 11:47
  today.
• 11:48
  We're
• 11:48
  going
• 11:48
  to
• 11:48
  go
• 11:48
  to
• 11:48
  the
• 11:48
  book
• 11:48
  of
• 11:49
  Psalms,
• 11:49
  which
• 11:49
  a
• 11:50
  lot
• 11:50
  of
• 11:50
  people
• 11:50
  think
• 11:50
  and
• 11:50
  I
• 11:51
  agree
• 11:51
  is
• 11:51
  kind
• 11:51
  of
• 11:52
  like
• 11:52
  the
• 11:52
  Bible's
• 11:52
  book
• 11:53
  of
• 11:53
  poetry.
• 11:53
  But
• 11:54
  we're
• 11:54
  going
• 11:54
  to
• 11:54
  Psalms
• 11:55
  verse
• 11:55
  or
• 11:56
  excuse
• 11:56
  me,
• 11:56
  we're
• 11:57
  going
• 11:57
  to
• 11:57
  Psalms
• 11:57
  chapter
• 11:58
  55,
• 11:58
  verse
• 11:59
  22.
• 12:00
  Cast
• 12:01
  your
• 12:01
  cares
• 12:02
  on
• 12:02
  the
• 12:02
  Lord
• 12:02
  and
• 12:03
  he
• 12:03
  will
• 12:03
  sustain
• 12:04
  you.
• 12:05
  He
• 12:06
  will
• 12:06
  never
• 12:06
  let
• 12:06
  the
• 12:07
  righteous
• 12:07
  be
• 12:07
  shaken.
• 12:09
  I
• 12:09
  don't
• 12:09
  know
• 12:09
  about
• 12:10
  you,
• 12:10
  man,
• 12:10
  but
• 12:10
  that
• 12:10
  is
• 12:11
  really
• 12:11
  what
• 12:11
  I
• 12:11
  needed
• 12:12
  to
• 12:12
  hear
• 12:12
  today.
• 12:13
  And
• 12:13
  here's
• 12:14
  why
• 12:14
  it
• 12:14
  fits.
• 12:15
  Because
• 12:15
  God
• 12:16
  invites
• 12:16
  you
• 12:16
  to
• 12:16
  bring
• 12:16
  your
• 12:17
  stress
• 12:17
  to
• 12:17
  him
• 12:18
  instead
• 12:18
  of
• 12:19
  coping
• 12:19
  through
• 12:19
  spending.
• 12:21
  And
• 12:21
  what
• 12:21
  does
• 12:21
  he
• 12:22
  promise
• 12:22
  you?
• 12:23
  I
• 12:23
  love
• 12:23
  this
• 12:24
  part.
• 12:24
  He
• 12:25
  promises
• 12:25
  to
• 12:26
  sustain
• 12:26
  you
• 12:26
  in
• 12:27
  that
• 12:27
  moment.
• 12:29
  He's
• 12:30
  the
• 12:30
  only
• 12:30
  spending
• 12:31
  that
• 12:31
  you
• 12:31
  really
• 12:32
  need.
• 12:32
  And
• 12:33
  he
• 12:33
  doesn't
• 12:33
  cost
• 12:33
  anything.
• 12:34
  He's
• 12:35
  there
• 12:35
  for
• 12:35
  you
• 12:35
  when
• 12:36
  you
• 12:36
  need
• 12:36
  him.
• 12:37
  Well,
• 12:37
  he's
• 12:37
  there
• 12:37
  for
• 12:38
  us
• 12:38
  when
• 12:38
  we
• 12:38
  need
• 12:38
  him.
• 12:38
  Let's
• 12:38
  pray
• 12:39
  to
• 12:39
  him
• 12:39
  right
• 12:39
  now.
• 12:40
  Heavenly
• 12:40
  Father,
• 12:42
  right
• 12:42
  now.
• 12:42
  I
• 12:42
  lift
• 12:42
  up
• 12:43
  my
• 12:43
  friend
• 12:43
  who
• 12:43
  left
• 12:44
  this
• 12:44
  message,
• 12:44
  who
• 12:44
  feels
• 12:45
  overwhelmed
• 12:45
  and
• 12:46
  caught
• 12:46
  in
• 12:46
  this
• 12:46
  cycle
• 12:47
  of
• 12:47
  stress
• 12:48
  and
• 12:48
  spending.
• 12:50
  And
• 12:50
  Lord,
• 12:50
  you
• 12:50
  see
• 12:51
  their
• 12:51
  heart,
• 12:52
  you
• 12:52
  see
• 12:53
  their
• 12:53
  desire
• 12:53
  to
• 12:53
  do
• 12:54
  better
• 12:55
  and
• 12:55
  you
• 12:55
  see
• 12:56
  how
• 12:56
  hard
• 12:56
  these
• 12:56
  moments
• 12:57
  feel
• 12:57
  for
• 12:58
  so
• 12:58
  many
• 12:58
  of
• 12:58
  us.
• 13:00
  So
• 13:00
  right
• 13:00
  now,
• 13:00
  Lord,
• 13:00
  I
• 13:01
  ask
• 13:01
  that
• 13:01
  you
• 13:01
  would
• 13:01
  give
• 13:01
  them
• 13:02
  awareness
• 13:02
  to
• 13:03
  recognize
• 13:03
  their
• 13:03
  triggers.
• 13:04
  We
• 13:05
  all
• 13:05
  have
• 13:05
  those
• 13:05
  triggers,
• 13:06
  Lord.
• 13:06
  Help
• 13:06
  us
• 13:06
  to
• 13:06
  see
• 13:07
  those.
• 13:08
  Give
• 13:08
  us
• 13:08
  all
• 13:09
  strength
• 13:09
  to
• 13:09
  pause,
• 13:10
  Lord,
• 13:10
  and
• 13:11
  give
• 13:11
  us
• 13:11
  wisdom
• 13:11
  to
• 13:12
  choose
• 13:12
  a
• 13:12
  better
• 13:13
  path.
• 13:14
  And
• 13:14
  we
• 13:15
  ask
• 13:15
  right
• 13:15
  now
• 13:15
  that
• 13:15
  you
• 13:15
  would
• 13:15
  replace
• 13:16
  their
• 13:16
  need
• 13:16
  for
• 13:16
  that
• 13:17
  temporary
• 13:17
  relief
• 13:19
  with
• 13:19
  your
• 13:19
  lasting
• 13:20
  peace.
• 13:21
  Be
• 13:21
  with
• 13:22
  them
• 13:22
  in
• 13:22
  this
• 13:22
  moment
• 13:22
  of
• 13:23
  decision.
• 13:23
  Calm
• 13:24
  their
• 13:24
  minds
• 13:25
  and
• 13:25
  steady
• 13:26
  all
• 13:26
  of
• 13:26
  our
• 13:26
  hearts.
• 13:28
  And
• 13:28
  most
• 13:28
  of
• 13:29
  all,
• 13:29
  Lord,
• 13:29
  remind
• 13:29
  us
• 13:30
  all
• 13:30
  that
• 13:31
  we
• 13:31
  are
• 13:31
  not
• 13:31
  alone
• 13:32
  in
• 13:32
  this.
• 13:33
  You're
• 13:33
  with
• 13:33
  us
• 13:34
  all
• 13:34
  the
• 13:35
  time.
• 13:35
  And
• 13:35
  we
• 13:36
  ask
• 13:36
  this
• 13:36
  in
• 13:36
  Jesus
• 13:37
  name.
• 13:38
  Amen.
• 13:40
  Friend,
• 13:40
  let
• 13:40
  me
• 13:40
  tell
• 13:40
  you
• 13:41
  something.
• 13:42
  That
• 13:42
  small
• 13:42
  pause
• 13:43
  today
• 13:44
  can
• 13:44
  break
• 13:44
  a
• 13:45
  cycle
• 13:45
  tomorrow
• 13:46
  for
• 13:46
  the
• 13:46
  rest
• 13:46
  of
• 13:46
  your
• 13:46
  life.
• 13:48
  So
• 13:48
  build
• 13:48
  in
• 13:48
  that
• 13:49
  pause
• 13:49
  today.
• 13:50
  And
• 13:50
  if
• 13:50
  you've
• 13:51
  got
• 13:51
  a
• 13:51
  question
• 13:51
  for
• 13:51
  the
• 13:52
  show,
• 13:52
  this
• 13:52
  show
• 13:53
  thrives
• 13:53
  on
• 13:54
  questions.
• 13:55
  I
• 13:55
  would
• 13:55
  love
• 13:55
  to
• 13:55
  hear
• 13:55
  your
• 13:56
  question.
• 13:56
  You
• 13:57
  can
• 13:57
  go
• 13:57
  to
• 13:57
  financially
• 13:58
  confidentchristian.com/question
• 14:02
  We'll
• 14:02
  put
• 14:02
  that
• 14:02
  in
• 14:03
  the
• 14:03
  show
• 14:03
  notes.
• 14:03
  But
• 14:03
  it's
• 14:04
  super
• 14:04
  simple
• 14:04
  to
• 14:04
  do.
• 14:04
  Just
• 14:05
  type
• 14:05
  in
• 14:05
  what
• 14:05
  you
• 14:05
  want.
• 14:05
  You
• 14:06
  can
• 14:06
  also
• 14:06
  leave
• 14:06
  us
• 14:06
  a
• 14:06
  voicemail.
• 14:07
  We've
• 14:07
  talked
• 14:07
  about
• 14:07
  that.
• 14:08
  But
• 14:08
  go
• 14:08
  to
• 14:09
  financiallyconfidentchristian.com/question.
• 14:14
  I
• 14:14
  want
• 14:14
  to
• 14:14
  thank
• 14:14
  you
• 14:14
  for
• 14:15
  joining
• 14:15
  me
• 14:15
  today.
• 14:15
  Heavy
• 14:16
  topic
• 14:16
  today,
• 14:17
  but
• 14:17
  stay
• 14:18
  financially
• 14:18
  savvy.
• 14:19
  May
• 14:19
  God
• 14:19
  bless
• 14:19
  you
• 14:20
  and
• 14:20
  you
• 14:21
  have
• 14:21
  a
• 14:21
  truly
• 14:21
  great
• 14:22
  day
• 14:22
  today.