Latest / The Bill Handel Show / US Fertility Rate Dropped... Again | Upper Middle Class is Growing

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US Fertility Rate Dropped... Again | Upper Middle Class is Growing · The Bill Handel Show

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  Speaker 1: You're listening to Bill Handle on demand from kf I
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  Speaker 1: A M six forty KFIM forty.
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  Speaker 2: Go handle here it is.
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  Speaker 3: Oh, there's an Amy and Will dancing and boy, thank
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  Speaker 3: goodness this is radio because it would not be pleasant
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  Speaker 3: if you were looking at this.
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  Speaker 2: It's art. That's art. Yeah, that's that's where. That's the
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  Speaker 2: word I would use.
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  Speaker 3: A big story, of course, the ceasefire in the Middle
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  Speaker 3: East fragile, to say the least. The US and Iran
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  Speaker 3: are looking at two definitions of the requirements of the ceasefire.
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  Speaker 3: So we'll talk about that. We're going to see that
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  Speaker 3: in the news. A whole lot a story that I
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  Speaker 3: want to share with you. This is my wheelhouse. The
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  Speaker 3: CDC just came out with a report about fertility rates
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  Speaker 3: in the United States. Another drop last year, which is
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  Speaker 3: the lowest on record in terms of the number of
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  Speaker 3: babies being born. In twenty twenty five, three point six
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  Speaker 3: million babies were born in the US. It's about fifty
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  Speaker 3: three berths for every thousand women of reproductive age, and
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  Speaker 3: that's down about one percent from twenty twenty four, which,
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  Speaker 3: by the way, is a big number. It's twenty percent
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  Speaker 3: less than it was two decades ago. That is a
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  Speaker 3: big deal when you have lower birth rates, because the
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  Speaker 3: biggest deal of all is you know, I mean, so
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  Speaker 3: you have fewer rugrats running around okay, you know, bothering
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  Speaker 3: you in restaurants and screaming on airplanes.
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  Speaker 2: I get that.
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  Speaker 3: But the reality is is that it affects our economy.
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  Speaker 3: It affects your retirement very much. And why is that Well, because,
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  Speaker 3: for example, our social security system, right, the Social Security
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  Speaker 3: system is paid by people who are working, paid into
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  Speaker 3: people who are retired. And what was originally passed back
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  Speaker 3: in nineteen thirty five and thirty four to thirty five,
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  Speaker 3: people retired at the age of sixty five and died
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  Speaker 3: at the age of sixty six. There were plenty of
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  Speaker 3: workers out there, so no one really retired because they die. Today,
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  Speaker 3: it's a very different animal. Fewer workers are paying for
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  Speaker 3: more retirees. And the biggest demographic are baby boomers, and
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  Speaker 3: we are all retiring. Well I'm not, but I'm a boomer.
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  Speaker 3: And the number of retirees is extraordinary. And the Social
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  Speaker 3: Security funds, it was going broke for years. They just
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  Speaker 3: kept on raising the tax up and up and up
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  Speaker 3: to where social Security is now. The tax is a big,
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  Speaker 3: big hit. So why is it that fertility rates are
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  Speaker 3: so low? A bunch of reasons. First of all, people
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  Speaker 3: are waiting to have kids. I for example, I was
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  Speaker 3: forty four when my children were born. So I would
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  Speaker 3: go to school and register the kids and say, oh,
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  Speaker 3: it's so nice that your great grandfather is here registering
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  Speaker 3: you your parents. What do I look like that you
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  Speaker 3: were older than that? I know you wait, I mean people. Yeah,
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  Speaker 3: people wait until for a very long time to have children.
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  Speaker 3: This is why I did. I love the fact that
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  Speaker 3: people were having children in a very old age because my
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  Speaker 3: thirty years in surrogacy, one of the reasons that people
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  Speaker 3: came in is because they were old and we figured
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  Speaker 3: out a way to help them out. And so Also
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  Speaker 3: a couple other reasons is it is a very rough
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  Speaker 3: world for kids to come into. I have conversations with
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  Speaker 3: my daughter Pamela all the time. She goes, I'm not
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  Speaker 3: going to have kids. I'm not going to bring kids
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  Speaker 3: into this world. Not with climate change, not with the
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  Speaker 3: way how difficult it is politically, both internationally and domestically.
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  Speaker 3: But long term, long picture, with the water wars coming,
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  Speaker 3: I mean, just all of it. When you think about it,
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  Speaker 3: it's a very rough place to be. And also people
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  Speaker 3: people don't have kids because they're supposed to have kids.
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  Speaker 2: People used to be child less, now they're child free.
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  Speaker 3: I mean, there are tons of people out there who
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  Speaker 3: don't have kids, and it's considered okay. It used to
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  Speaker 3: be that if you didn't have kids, there was something
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  Speaker 3: wrong with you. My parents, for example, had kids simply
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  Speaker 3: because they were supposed to have kids. They should have
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  Speaker 3: never had kids. I shouldn't be here, amn, brother. Yeah,
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  Speaker 3: a lot of people think that. But you know, for example,
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  Speaker 3: when it was time for Marjorie and I have kids,
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  Speaker 3: she said, I really want kids. How do you feel?
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  Speaker 3: And I took out a quarter. I go, let's flip
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  Speaker 3: a coin. Eh, whatever you want. And so we went
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  Speaker 3: four kids and let me tell you there and we
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  Speaker 3: had to go with IVF because of age, because women
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  Speaker 3: are Oh I tell you the difference. Women's eggs start
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  Speaker 3: collapsing about the age of thirty five. Men's sperm are
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  Speaker 3: viable until they die or even after they die. And
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  Speaker 3: this is one of the reasons people say God is
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  Speaker 3: a man not a woman for sure, which is why
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  Speaker 3: women are freezing eggs. But the number one reason that
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  Speaker 3: people are not having kids, that women are not having
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  Speaker 3: kids they haven't found the right partner. And that's news.
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  Speaker 3: That is part of the survey, which I didn't think
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  Speaker 3: that was the case. And I've been in the infertility business.
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  Speaker 3: I was there most of my adult life, thirty years.
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  Speaker 3: I was in this wheelhouse, and that was news to
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  Speaker 3: me as far as the numbers were concerned. So the
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  Speaker 3: bottom line is, if you're too old to have kids,
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  Speaker 3: and let's say you're an egg donation or sperm donation,
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  Speaker 3: I've been into all of it, not personally, other than
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  Speaker 3: practicing for sperm donation, which I did starting at about
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  Speaker 3: the age of twelve.
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  Speaker 2: The reality is, will don't give you that look.
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  Speaker 3: The reality is that it has changed completely and it's
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  Speaker 3: going to affect us financially big time as kids are
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  Speaker 3: being born and infertility is really tough. It's just it
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  Speaker 3: screws up an economy. Japan is a mess because of
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  Speaker 3: this because there are old people, well Japanese people live
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  Speaker 3: forever and they don't have many kids relative to the
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  Speaker 3: retirement people.
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  Speaker 2: Okay, we're done with that.
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  Speaker 3: Just wanted to share that with you now before we
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  Speaker 3: go on telling you how you actually have more money
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  Speaker 3: than you do possibly, Neil, you have an announcement to make.
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  Speaker 4: Indeed, tomorrow night at your back to back world champion
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  Speaker 4: Dodgers take on the Texas Rangers with first pitch at seven.
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  Speaker 4: Listen to the game and HD on the free iHeartRadio
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  Speaker 4: app live from the Help and Ford Broadcast booth and
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  Speaker 4: A five seventy LA Sports.
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  Speaker 2: Okay, we're back now.
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  Speaker 3: I want to share with you and I love doing
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  Speaker 3: this sharing with you research and studies that are released that.
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  Speaker 2: Are real research.
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  Speaker 3: And this one is from the American Enterprise Institute and
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  Speaker 3: it's a right leaning organization.
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  Speaker 2: And what it does is it shows that.
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  Speaker 3: The ranks of higher earners have grown markedly over the
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  Speaker 3: last fifty years. Lower rungs of middle class earners have shrunk.
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  Speaker 3: And so is there really a definition of middle class
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  Speaker 3: well or upper middle class Because what counts as a
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  Speaker 3: tremendous income in one city is poultry in another. Right here,
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  Speaker 3: a really great income doesn't get you very much. You
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  Speaker 3: go to Arkansas, you go to Peoria, you go to Jacksonville,
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  Speaker 3: or various parts about Balachia or at Palachia and you know,
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  Speaker 3: one hundred thousand dollars, you're the richest guy in town.
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  Speaker 2: Okay.
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  Speaker 3: So according to the American Enterprise Institute, and this one's
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  Speaker 3: kind of interesting, families, the report divided families into five
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  Speaker 3: different groups, not just your three not poor, middle class,
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  Speaker 3: upper class, upper, upper middle class, and rich.
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  Speaker 2: So that's four.
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  Speaker 3: This is five different groups. Three groups were in straight
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  Speaker 3: in the middle. One group was the lower middle class,
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  Speaker 3: one was the core middle class, one was the upper
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  Speaker 3: middle class. And there is one that has just been
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  Speaker 3: added and that's one step below absolute abject poverty. Kono,
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  Speaker 3: I want you to talk about that.
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  Speaker 2: Okay. With that being said, God, I love doing this.
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  Speaker 3: More families now fall into the two highest earning groups,
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  Speaker 3: the upper middle class and the rich, and fewer fall
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  Speaker 3: into the three lower earning category. Got categories. So let
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  Speaker 3: me ask you for you when you're talking about people
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  Speaker 3: that are you have two wage earners, a husband, and
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  Speaker 3: life for two partners. Both of you make great livings.
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  Speaker 3: We're good livings. And now what do you consider yourself
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  Speaker 3: middle class? Neil? I know between you and Tracy, you
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  Speaker 3: both she's a professional, you're not.
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  Speaker 2: She has a solid education you don't.
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  Speaker 1: Yes, it has multiple degrees.
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  Speaker 2: You don't.
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  Speaker 1: I have a thermometer that has degrees about it.
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  Speaker 2: You do?
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  Speaker 3: Will? You both have pretty healthy incomes and you can.
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  Speaker 3: Do you consider yourself middle class? Upper middle class? Where
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  Speaker 3: do you put yourself? God, that's a great question. Middle
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  Speaker 3: class may be middle class plus, Yeah, you're upper middle class.
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  Speaker 3: I mean that's I I would think so because I
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  Speaker 3: happen to know what you and Tracy earn approximately, and
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  Speaker 3: I'm not going to share that. But uh, the only one,
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  Speaker 3: the only one I'll be more unhappy to share with
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  Speaker 3: is Cony's Kono's income. But uh, it's single digits, and
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  Speaker 3: so I'm not going to go that farcause I know
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  Speaker 3: it's very close.
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  Speaker 4: Never filed taxes with a minus on it, right, and
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  Speaker 4: he's one of the few people that can file taxes
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  Speaker 4: or not file taxes with no penalty.
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  Speaker 3: But uh, let me ask, will do you consider yourself
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  Speaker 3: middle class?
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  Speaker 2: Upper middle class? Lower middle class? I'm going to say
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  Speaker 2: lower only because middle class twenty years ago seemed so
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  Speaker 2: much bigger, so much better.
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  Speaker 3: Exactly, the middle class has basically disappeared, and that's the
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  Speaker 3: point of this study.
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  Speaker 2: It used to be.
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  Speaker 3: That the middle class paid the vast majority of taxes
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  Speaker 3: in this country, the fast majority today, it's the upper
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  Speaker 3: class that pays virtually all of the taxes, certainly here
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  Speaker 3: in California. And do you consider Anne as she listening
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  Speaker 3: or not. She's buzzed around over there and Amy, I
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  Speaker 3: don't know where Amy is.
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  Speaker 1: I think she's talking to Amy.
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  Speaker 3: I don't know Amy is. I think she's working her
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  Speaker 3: other job. So, and you consider yourself middle class? Both
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  Speaker 3: you and your husband work middle class, upper middle class,
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  Speaker 3: middle middle straight in the middle, Okay, in the middle.
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  Speaker 3: And I'm willing to bet if you look at the
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  Speaker 3: numbers from the American Enterprise Institute, you are upper middle class,
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  Speaker 3: although you don't feel like it.
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  Speaker 2: Believe me. Uh, look at inflation, look at the prices. Amy.
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  Speaker 3: Do you consider yourself middle class, lower middle class, poverty?
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  Speaker 1: Well, according to some numbers in LA, I'm damn near
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  Speaker 1: close to poverty level.
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  Speaker 2: That's true. Actually, I mean middle class. Think my family's
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  Speaker 2: always been middle class. I've always considered myself that.
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  Speaker 3: But let me ask you, there are three versions of
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  Speaker 3: middle class, upper middle class, core middle class, lower middle class.
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  Speaker 3: Where do you put yourself?
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  Speaker 1: Well, I think at this point i'm middle middle Yeah,
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  Speaker 1: I'm not upper middle class.
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  Speaker 3: Well you're and you're a single earner, so that has
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  Speaker 3: that has a lot to do.
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  Speaker 2: Yeah, that's true. It's when you are married. You're a
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  Speaker 2: single earner and I have a cat to pay for.
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  Speaker 3: Oh yeah, and I've got I've got two dogs and
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  Speaker 3: a wife.
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  Speaker 2: Although thank goodness she works, so uh.
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  Speaker 1: Mike can probably cost more than your two dogs.
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  Speaker 2: And your wife.
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  Speaker 1: I bet last ones.
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  Speaker 2: Maybe not the wife part, yeah yeah, and then yeah,
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  Speaker 2: maybe not the wife part.
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  Speaker 3: Okay, moving on, What is going on with the price
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  Speaker 3: of oil and gasoline? Well, we know what's going on,
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  Speaker 3: but there's a phrase that is used in the world
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  Speaker 3: of oil production and gasoline prices, and economists call it
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  Speaker 3: rockets and feathers.
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  Speaker 2: And what does that mean.
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  Speaker 3: Well, when crude prices jump, the price at the pump
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  Speaker 3: tend to rise like a rocket, and when crude prices fall,
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  Speaker 3: the pump prices tend to descend like a feather. Takes
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  Speaker 3: forever to go down, and it happens immediately going up.
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  Speaker 3: And we're feeling the gas prices at this point. But
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  Speaker 3: wait till you see the rest of inflation. Because you
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  Speaker 3: have fertilizer transportation other than at the pump, you've got
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  Speaker 3: the airlines now throwing surcharges. And keep in mind company
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  Speaker 3: Amazon is charging is giving you a surcharge. This is
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  Speaker 3: going across the board. For example, produce, right, produce, you
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  Speaker 3: need fertilizer to obviously grow the produce. We are the
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  Speaker 3: bread basket of the United States, and the United States
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  Speaker 3: creates or is basically.
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  Speaker 2: The bread basket of the world.
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  Speaker 3: We have more produce and we create more in terms
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  Speaker 3: of are farming than anyplace else. But here is one
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  Speaker 3: and Neil, you can comment on this. When you talk
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  Speaker 3: about growing vegetables and fruits, you need fertilizer and fertilizer.
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  Speaker 3: A lot of it comes from oil, and a lot
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  Speaker 3: of it nitrates, and a lot of it comes from
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  Speaker 3: the Mideast. And not only do you have to grow
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  Speaker 3: the stuff, it has to be refrigerated, so as it
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  Speaker 3: goes across the country. It's refrigerator trucks which take an
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  Speaker 3: enormous amount of energy to drive around in terms of
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  Speaker 3: not only the diesel part to run the engine, but
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  Speaker 3: just the refrigeration which sucks up energy.
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  Speaker 4: A buddy of mine who's in the film industry and
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  Speaker 4: a listener of the show, just texted me he's driving
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  Speaker 4: for a film job out of La Go Figure and
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  Speaker 4: he just sent me pictures of three dollars and fifty
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  Speaker 4: cent gas and he said, this is another reason why
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  Speaker 4: film is leaving and television is leaving Los Angeles. You know,
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  Speaker 4: it's not just those prices you're talking about across the country.
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  Speaker 4: It's is California. It penalizes people for living here.
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  Speaker 1: Yeah, we do it outright. It penalizes it. It hates
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  Speaker 1: small business. It treats big business horribly as well. And
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  Speaker 1: it's ridiculous that we have to pay what we pay
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  Speaker 1: for gas here.
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  Speaker 2: And you wonder why businesses continue to come into California,
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  Speaker 2: into Silicon Valley.
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  Speaker 3: Well, it's obviously the epicenter of high tech, and you've
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  Speaker 3: got workers who are adept at the computer work and programming,
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  Speaker 3: et cetera. But with you know, I'm surprised because you know,
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  Speaker 3: the work can be done remotely. I mean, it's I
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  Speaker 3: don't think of any reason I wouldn't set up here
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  Speaker 3: in California a new business. And it's unfortunately, or fortunately
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  Speaker 3: or inexplicably, it's doing fine in terms of the numbers
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  Speaker 3: of business that are coming in. And I used to
• 16:20
  Speaker 3: say new business coming in is greater than the numbers
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  Speaker 3: of businesses leaving. But what wasn't put into the mix
• 16:29
  Speaker 3: is new businesses are. For example, somebody starts a new
• 16:32
  Speaker 3: business in a garage and files an LLC. There's your
• 16:36
  Speaker 3: new business. And then you have a company with a
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  Speaker 3: thousand employees saying we can't take it anymore, and they're out.
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  Speaker 3: And that's the one to one new business coming in,
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  Speaker 3: new business leaving, and those numbers, you know, when you
• 16:50
  Speaker 3: look at it.
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  Speaker 2: None of this makes sense. I'll tell you what does
• 16:54
  Speaker 2: make sense. Go Phillips and gasoline. Go Phillip the tank.
• 16:58
  Speaker 3: A week ago I filled up Lindsay's car. It's the
• 17:02
  Speaker 3: big tanks, twenty one gallons. It was one hundred and
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  Speaker 3: twenty dollars. If I were to go in today, it's
• 17:07
  Speaker 3: one hundred and forty dollars to fill the tank up.
• 17:10
  Speaker 3: She's walking. I mean she's done driving. She got her skates.
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  Speaker 2: That's it.
• 17:16
  Speaker 3: There will be no driving anymore. I'm the one that
• 17:19
  Speaker 3: drives because I have the EV. So all of a sudden,
• 17:23
  Speaker 3: my EV has gotten very valuable. All right, we're done
• 17:27
  Speaker 3: with that. Gavin Newsom's wife, here's a story that I
• 17:30
  Speaker 3: didn't even know about. But man, it's it's a stunner.
• 17:35
  Speaker 3: I mean, this one makes your eyebrows.
• 17:37
  Speaker 2: Go way up. And we'll finish it up. Partner, I'm sorry.
• 17:41
  Speaker 1: I mean the first partner. Isn't that she calls herself the.
• 17:44
  Speaker 2: First who they all knows.
• 17:45
  Speaker 1: She doesn't call.
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  Speaker 4: Herself the first lady of California. It's the first partner
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  Speaker 4: of California.
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  Speaker 1: So would she be the first partner of the US
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  Speaker 1: if Gavin yeah president.
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  Speaker 2: Yeah, probably she would be the first partner. Yeah, Okay.
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  Speaker 3: Now, Gavin Newsom's wife, very interesting woman to say the least.
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  Speaker 1: Oh.
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  Speaker 3: First of all, a little factoy we talked about her
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  Speaker 3: is the she co considered herself the first partner of California,
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  Speaker 3: not the first lady. When Abraham Lincoln was president and
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  Speaker 3: Mary Todd Lincoln was the first lady and she was nuts.
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  Speaker 3: So she ended up the end of her life in
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  Speaker 3: an insane asylum because she was pretty crazy. Do you
• 18:27
  Speaker 3: know what she insisted she be called Madam President? Yes, yes,
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  Speaker 3: and yeah yeah, And of course that went no place.
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  Speaker 3: Everybody around Lincoln said, you are dreaming.
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  Speaker 2: Okay.
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  Speaker 3: Now, Gavin Newsom's wife, who is a filmmaker, and she well,
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  Speaker 3: there's a video of her that's out there, and she
• 18:56
  Speaker 3: used the story of accidentally killing her sister as a
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  Speaker 3: child to relate to whom youth offenders in San Quentin
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  Speaker 3: stay prison. It was an accident that happened, genuinely, an accident.
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  Speaker 2: I mean she's in a golf cart.
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  Speaker 3: I mean she's a kid, she's eight years old, and
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  Speaker 3: the cart goes backwards. There's her sister behind the cart,
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  Speaker 3: and her sister unfortunately and tragically is struck and killed.
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  Speaker 3: And she went through all kinds of guilt as would anybody.
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  Speaker 3: And she says it was an accident that happened.
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  Speaker 2: That's true.
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  Speaker 3: I mean, there's no issue. That's why they didn't do anything.
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  Speaker 3: First all, she was very young and it.
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  Speaker 2: Was an accident.
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  Speaker 3: She goes to San Quentin and tells youth offenders in
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  Speaker 3: this video that you're here because it might be an
• 19:40
  Speaker 3: accident too. Now only point something out. When it's an accident.
• 19:45
  Speaker 3: People do not go to prison. Okay, accidents are accidents,
• 19:49
  Speaker 3: they're not criminal offenses. But her thing is to make
• 19:54
  Speaker 3: youth offenders I guess rehab. I don't know, but she
• 20:00
  Speaker 3: tell San Quentin kids that their life sentences in this
• 20:07
  Speaker 3: case we're talking about San Quentin lifers, that it was
• 20:11
  Speaker 3: an accident and what they did was probably.
• 20:17
  Speaker 2: Not more than that. I mean, no one understands that.
• 20:21
  Speaker 3: By the way, I'll tell you it was interviewed Harmy Dylan,
• 20:25
  Speaker 3: the Assistant Attorney General in charge of the US Department
• 20:29
  Speaker 3: of Justice Civil Rights Division, and he was asked about
• 20:32
  Speaker 3: this and he said, what they WTF that's all he said, what? Yeah, Okay,
• 20:42
  Speaker 3: So she's going to be the first partner. And as
• 20:44
  Speaker 3: Amy pointed out, she may be if Gavin Newsom runs.
• 20:48
  Speaker 3: Of course he's gonna run for president. But if he wins,
• 20:52
  Speaker 3: then she will not be.
• 20:53
  Speaker 2: The first lady. She will be the first partner and
• 20:56
  Speaker 2: will continue making videos. I'm assuming.
• 21:00
  Speaker 3: You know. Go figure. Now, first, ladies, do you know
• 21:04
  Speaker 3: who actually was a first lady that worked? I think
• 21:07
  Speaker 3: it was Tony Blair's wife, who is a pretty highly
• 21:11
  Speaker 3: placed attorney. She kept on working when he was Prime
• 21:13
  Speaker 3: Minister and made a bucket of money because she was
• 21:17
  Speaker 3: on that level in the legal profession.
• 21:20
  Speaker 2: And I think it was Tony Blair. Okay, we're done, guys.
• 21:23
  Speaker 2: That's it.
• 21:23
  Speaker 3: Gary and Shannon are up next and tomorrow morning on
• 21:27
  Speaker 3: a Friday, we start all over again five a m.
• 21:30
  Speaker 3: To six wake up call with Amy and Will and
• 21:35
  Speaker 3: I and Neil come aboard right up until starting at
• 21:39
  Speaker 3: six until now and Anne and Kno Kono who still
• 21:44
  Speaker 3: has absolutely no money is joining us.
• 21:49
  Speaker 2: Okay cono, thanks for that. I know the truth hurt
• 21:53
  Speaker 2: saysn't it.
• 21:53
  Speaker 3: The truth is an absolute defense. You cannot sue me
• 21:57
  Speaker 3: for defamation. This is KFI. I am sixty.
• 22:02
  Speaker 2: You've been listening to the Bill Handle Show.
• 22:04
  Speaker 3: Catch my show Monday through Friday, six am to nine am,
• 22:07
  Speaker 3: and anytime on demand on the iHeartRadio app