Latest / The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion
Your Emergency Fund as a Severance Safety Net
If you got laid off tomorrow, how long would your severance package last? In this episode, Lucas and Luna explore a specific edge case: directing your emergency fund to cover the gap between severance exhaustion and a new job. They walk through the math of a typical severance formula (one week per year of service), how that interacts with unemployment benefits, and why even a six-month emergency fund can feel thin if severance runs out at month three. They also discuss the psychology of job hunting with a cash cushion versus without one, and how calibrating your fund size to your…
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