Latest / The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion
Where Should You Keep Your Emergency Fund
Lucas and Luna tackle a practical question that most emergency fund guides skip: where exactly should you park those three to six months of cash? They compare high-yield savings accounts, money market funds, short-term Treasury ETFs, and even I-bonds for the disciplined saver. Using current numbers from May 2026, they walk through the trade-offs between yield, liquidity, and ease of access. Lucas makes the case for splitting the fund across two vehicles, and Luna pushes back on complexity for the average listener. Specific examples include a tiered approach and a real-world calculation of the…
The skinny
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