Fintech AI timelines: the evidence clock beats the build clock
How long does it really take to put an AI agent live in regulated finance? Vendors such as Gradient Labs quote days, and Nous Research just raised $90 million for Hermes for Businesses. The episode argues the build was never the delay. The real timeline is the evidence clock: the time needed to observe enough rare worst-case outcomes, with SR 26-2 excluding agentic AI and EU AI Act credit scoring rules arriving December 2027. Listeners learn to separate value metrics from guardrail metrics, apply the rule of three to size a shadow mode run, assign guardrail ownership outside the project team…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.