Latest / Cybersecurity Business with Fexingo: Security Companies, Breaches, and Enterprise Defense
Why Enterprises Are Adopting Cyber Insurance Alternatives
Cyber insurance premiums have surged 300% since 2021, and coverage exclusions for nation-state attacks and silent ransomware are leaving companies exposed. In this episode, Lucas and Luna explore the rise of parametric cyber insurance and captive insurance structures as alternatives. They walk through a concrete case: a mid-size logistics firm that used a 144A catastrophe bond structure to create a $50 million cyber-specific captive, cutting its premium cost by 40% while gaining coverage for state-sponsored attacks. The hosts also discuss a real parametric trigger incident from Q2 2026 where…
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