252. "I’m 35, in debt, and spend everything I make"

Money For Couples with Ramit Sethi · Mar 17, 2026 · 1h 32m

Ramit Sethi of I Will Teach You To Be Rich talks to Lina, 35, and Mike, 28, a married couple living in South Florida with their 8-month-old son. Despite earning almost $200,000 annually, they've been entangled in debt since their wedding three years ago. They consistently make plans to conquer their financial woes but never follow through. Their debt has soared to over $750,000, and their fixed costs devour 98% of their take-home pay, leaving them with zero savings.

Lina attributes their financial struggles to unexpected events, like her pregnancy, which led to her cutting back on work and an…