The Payment Mentality Is Keeping You Broke

The Ramsey Show · Apr 14, 2026 · 2h 6m

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Rachel Cruze and George Kamel answer your questions and discuss:

“We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?”

“Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?”

“We are $90,000 in debt and living paycheck-to-paycheck.”

“I have spent over $200,000 on lawyers…