Latest / Closing with Confidence, Clear Legal Insight for Central Florida Real Estate Deals
013: Does Your Spouse Have to Sign the Mortgage? Florida Homestead Rules Explained
Chelsea Metka welcomes back Eric Putt, branch manager at Waterstone Mortgage, to tackle a question that lands in her inbox on a near-weekly basis: does the spouse have to sign? A husband's name sits alone on the deed. Does his wife still have to sign the mortgage? Chelsea and Eric dig into that exact scenario, and the answer comes down to Florida's homestead protections, which extend rights to a non-owner spouse regardless of who holds title.
Chelsea and Eric break down the difference between the mortgage and the promissory note, why signing one doesn't always mean taking on the debt, and how…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.